---
type: "Bill"
title: "AN ACT relating to Medicare supplement insurance."
description: "Create a new section of KRS 304.14-500 to 304.14-550 to prohibit certain trade practices relating to the sale of Medicare supplement policies to certain applicants; amend KRS 304.14-520 to conform; apply provisions to Medicare supplement policies available, issued, or renewed on or after January 1, 2024; require insurers and the Department of Insurance to take regulatory actions necessary to ensure applications are available on or before January 1, 2024; EFFECTIVE, in part, January 1, 2024."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2023RS"
identifier: "HB 345"
citation: "Kentucky HB 345 (2023RS)"
classification: ["bill"]
subjects: ["Aged Persons and Aging", "Effective Dates", "Delayed", "Federal Laws and Regulations", "Insurance", "Health", "State Agencies"]
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 24
vote_count: 2
first_action: "2023-02-16T05:00:00+00:00"
last_action: "2023-04-06T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a02f53e2-123e-4bea-8a9b-614ce4fc1dc5"
source_url: "https://apps.legislature.ky.gov/record/23RS/hb345.html"
source_hash: "ee74de3dd8004cba4149e085e607e5d3fd14e52af75e6a263fed574520ce82b6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 345 (2023RS) — AN ACT relating to Medicare supplement insurance.

Create a new section of KRS 304.14-500 to 304.14-550 to prohibit certain trade practices relating to the sale of Medicare supplement policies to certain applicants; amend KRS 304.14-520 to conform; apply provisions to Medicare supplement policies available, issued, or renewed on or after January 1, 2024; require insurers and the Department of Insurance to take regulatory actions necessary to ensure applications are available on or before January 1, 2024; EFFECTIVE, in part, January 1, 2024.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/23RS/hb345/orig_bill.pdf)
2. **Acts Chapter 182** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/23RS/documents/0182.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/23RS/hb345/bill.pdf)

## Votes

- Pass — **pass** (pass) · lower
- PASS HB 345 — **pass** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-16T05:00:00+00:00** introduced in House `introduction`
- **2023-02-16T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2023-03-01T05:00:00+00:00** to Health Services (H) `referral-committee`
- **2023-03-02T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2023-03-03T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2023-03-08T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Thursday, March 09, 2023
- **2023-03-09T05:00:00+00:00** 3rd reading, passed 91-1 `passage, reading-3`
- **2023-03-10T05:00:00+00:00** received in Senate
- **2023-03-10T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2023-03-13T04:00:00+00:00** to Health Services (S) `referral-committee`
- **2023-03-14T04:00:00+00:00** taken from Health Services (S)
- **2023-03-14T04:00:00+00:00** 1st reading `reading-1`
- **2023-03-14T04:00:00+00:00** returned to Health Services (S)
- **2023-03-15T04:00:00+00:00** taken from Health Services (S)
- **2023-03-15T04:00:00+00:00** 2nd reading `reading-2`
- **2023-03-15T04:00:00+00:00** returned to Health Services (S)
- **2023-03-29T04:00:00+00:00** reported favorably, to Rules as a consent bill `committee-passage`
- **2023-03-30T04:00:00+00:00** posted for passage in the Consent Orders of the Day for Thursday, March 30, 2023
- **2023-03-30T04:00:00+00:00** 3rd reading, passed 37-0 `passage, reading-3`
- **2023-03-30T04:00:00+00:00** received in House
- **2023-03-30T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2023-03-30T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2023-03-30T04:00:00+00:00** delivered to Governor
- **2023-04-06T04:00:00+00:00** signed by Governor (Acts Ch. 182) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a02f53e2-123e-4bea-8a9b-614ce4fc1dc5`. Confidence: reported (aggregated from official Kentucky legislature records).