---
type: "Bill"
title: "AN ACT relating to financial institutions."
description: "Amend KRS 286.9-080 to establish the dates for renewal and reinstatement of deferred deposit service business and check cashing licenses; allow the commissioner to modify dates when necessary to implement uniform national licensing procedures or to facilitate common practices and procedures among the states."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2023RS"
identifier: "HB 433"
citation: "Kentucky HB 433 (2023RS)"
classification: ["bill"]
subjects: ["Administrative Regulations and Proceedings", "Banks and Financial Institutions", "Licensing", "State Agencies"]
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 20
vote_count: 2
first_action: "2023-02-21T05:00:00+00:00"
last_action: "2023-03-20T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/11255fb0-93c8-415f-9ead-47304dd52c85"
source_url: "https://apps.legislature.ky.gov/record/23RS/hb433.html"
source_hash: "51aa20e268196425933c5263c416a95745662e2c89af551044acb4ee10d84dfe"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 433 (2023RS) — AN ACT relating to financial institutions.

Amend KRS 286.9-080 to establish the dates for renewal and reinstatement of deferred deposit service business and check cashing licenses; allow the commissioner to modify dates when necessary to implement uniform national licensing procedures or to facilitate common practices and procedures among the states.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/23RS/hb433/orig_bill.pdf)
2. **Acts Chapter 33** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/23RS/documents/0033.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/23RS/hb433/bill.pdf)

## Votes

- FINAL PASS HB 433 — **pass** (pass) · lower
- Pass — **pass** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-21T05:00:00+00:00** introduced in House `introduction`
- **2023-02-21T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2023-02-23T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2023-03-01T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2023-03-01T05:00:00+00:00** floor amendment (1) filed `amendment-introduction`
- **2023-03-02T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2023-03-02T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Friday, March 03, 2023
- **2023-03-03T05:00:00+00:00** 3rd reading, passed 94-0 with Floor Amendment (1) `passage, reading-3`
- **2023-03-07T05:00:00+00:00** received in Senate
- **2023-03-07T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2023-03-09T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2023-03-14T04:00:00+00:00** reported favorably, 1st reading, to Consent Calendar `committee-passage`
- **2023-03-15T04:00:00+00:00** 2nd reading, to Rules as a consent bill `reading-2`
- **2023-03-15T04:00:00+00:00** posted for passage in the Consent Orders of the Day for Thursday, March 16, 2023
- **2023-03-16T04:00:00+00:00** 3rd reading, passed 34 -0 `passage, reading-3`
- **2023-03-16T04:00:00+00:00** received in House
- **2023-03-16T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2023-03-16T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2023-03-16T04:00:00+00:00** delivered to Governor
- **2023-03-20T04:00:00+00:00** signed by Governor (Acts Ch. 33) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/11255fb0-93c8-415f-9ead-47304dd52c85`. Confidence: reported (aggregated from official Kentucky legislature records).