---
type: "Bill"
title: "AN ACT relating to the promotion of stronger homes to resist losses due to catastrophic weather events and making an appropriation therefor."
description: "Create a new section of Subtitle 2 of KRS Chapter 304 to establish the Strengthen Kentucky Homes Program; establish purpose; create the Strengthen Kentucky Homes Program fund; require the commissioner of insurance to promulgate administrative regulations to implement and administer program; create new sections of Subtitle 13 of KRS Chapter 304 to require property insurance companies to provide a premium discount or rate reduction for properties that have received a qualifying certificate of compliance under certain circumstances; permit the insurance commissioner to promulgate administrative regulations to establish standard discount amounts, targets, or benchmarks for coverage; require property insurance companies to offer an optional rider, endorsement, or supplemental policy provision to upgrade non-FORTIFIED single-family dwellings under certain circumstances; provide that Sections 2 and 3 of Act apply to insurance policies and contracts issued or renewed on or after March 1, 2026; provide when submissions are required for premium discounts or rate reductions and the optional rider, endorsement, or supplemental policy provision under Sections 2 and 3 of this Act; provide that the Act may be cited as the Strengthen Kentucky Homes Act; APPROPRIATION."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2024RS"
identifier: "HB 256"
citation: "Kentucky HB 256 (2024RS)"
classification: ["bill"]
subjects: ["Administrative Regulations and Proceedings", "Appropriations", "Fiscal Note", "Housing", "Building", "and Construction", "Insurance", "Real Estate", "Safety", "Short Titles and Popular Names", "State Agencies"]
status: "enacted"
primary_sponsors: ["M. Pollock"]
version_count: 3
action_count: 23
vote_count: 2
first_action: "2024-01-16T05:00:00+00:00"
last_action: "2024-04-05T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/bb8d2424-0222-441b-bd04-ca30175dd40e"
source_url: "https://apps.legislature.ky.gov/record/24RS/hb256.html"
source_hash: "dc0f354f6df874f30074b7853b4aa680f52936cb80d862ab6dbf830a8ded2ce6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 256 (2024RS) — AN ACT relating to the promotion of stronger homes to resist losses due to catastrophic weather events and making an appropriation therefor.

Create a new section of Subtitle 2 of KRS Chapter 304 to establish the Strengthen Kentucky Homes Program; establish purpose; create the Strengthen Kentucky Homes Program fund; require the commissioner of insurance to promulgate administrative regulations to implement and administer program; create new sections of Subtitle 13 of KRS Chapter 304 to require property insurance companies to provide a premium discount or rate reduction for properties that have received a qualifying certificate of compliance under certain circumstances; permit the insurance commissioner to promulgate administrative regulations to establish standard discount amounts, targets, or benchmarks for coverage; require property insurance companies to offer an optional rider, endorsement, or supplemental policy provision to upgrade non-FORTIFIED single-family dwellings under certain circumstances; provide that Sections 2 and 3 of Act apply to insurance policies and contracts issued or renewed on or after March 1, 2026; provide when submissions are required for premium discounts or rate reductions and the optional rider, endorsement, or supplemental policy provision under Sections 2 and 3 of this Act; provide that the Act may be cited as the Strengthen Kentucky Homes Act; APPROPRIATION.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/24RS/hb256/orig_bill.pdf)
2. **Acts Chapter 102** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/24RS/documents/0102.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/24RS/hb256/bill.pdf)

## Votes

- Pass — **pass** (pass) · lower
- PASS HB 256 — **pass** (pass) · lower

## Sponsors

- M. Pollock — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-16T05:00:00+00:00** introduced in House `introduction`
- **2024-01-16T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2024-01-23T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2024-01-31T05:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1) `committee-passage`
- **2024-02-01T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2024-02-02T05:00:00+00:00** recommitted to Appropriations & Revenue (H)
- **2024-03-05T05:00:00+00:00** reported favorably, to Rules with Committee Substitute (2) `committee-passage`
- **2024-03-06T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Thursday, March 07, 2024
- **2024-03-07T05:00:00+00:00** 3rd reading, passed 91-0 with Committee Substitute (2) `passage, reading-3`
- **2024-03-08T05:00:00+00:00** received in Senate
- **2024-03-08T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2024-03-13T04:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2024-03-21T04:00:00+00:00** reported favorably, 1st reading, to Consent Calendar `committee-passage`
- **2024-03-22T04:00:00+00:00** 2nd reading, to Rules as a consent bill `reading-2`
- **2024-03-25T04:00:00+00:00** posted for passage in the Consent Orders of the Day for Tuesday, March 26, 2024
- **2024-03-26T04:00:00+00:00** passed over and retained in the Consent Orders of the Day `passage`
- **2024-03-27T04:00:00+00:00** passed over and retained in the Consent Orders of the Day `passage`
- **2024-03-28T04:00:00+00:00** 3rd reading, passed 37-1 `passage, reading-3`
- **2024-03-28T04:00:00+00:00** received in House
- **2024-03-28T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2024-03-28T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2024-03-28T04:00:00+00:00** delivered to Governor
- **2024-04-05T04:00:00+00:00** signed by Governor (Acts Ch. 102) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bb8d2424-0222-441b-bd04-ca30175dd40e`. Confidence: reported (aggregated from official Kentucky legislature records).