---
type: "Bill"
title: "AN ACT relating to the prevention of harmful practices associated with property and casualty insurance."
description: "Amend KRS 367.620 to define terms; amend KRS 367.622 to establish right to cancel a real estate goods or services contract within five business days after an insurer's notice of noncoverage; amend KRS 367.624 to establish notice requirements for real estate goods or services contracts; amend KRS 367.626 to establish cancellation and other requirements for real estate goods or services contracts; amend KRS 367.627 and 367.628 to establish penalties and requirements relating to real estate goods or services trade practices associated with property and casualty insurance; provide that the Act applies to contracts entered on or after the effective date of the Act."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2025RS"
identifier: "HB 233"
citation: "Kentucky HB 233 (2025RS)"
classification: ["bill"]
subjects: ["Attorney General", "Consumer Affairs", "Contracts", "Insurance", "Liens", "Real Estate", "Trade Practices and Retailing"]
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 19
vote_count: 2
first_action: "2025-02-04T05:00:00+00:00"
last_action: "2025-03-15T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/08bc440a-2630-447c-a7ac-98274bc20294"
source_url: "https://apps.legislature.ky.gov/record/25RS/hb233.html"
source_hash: "6bd3f0e9e22af312f1bc3a644236ee58fffff8c9736b766f113dae1c1a29b989"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 233 (2025RS) — AN ACT relating to the prevention of harmful practices associated with property and casualty insurance.

Amend KRS 367.620 to define terms; amend KRS 367.622 to establish right to cancel a real estate goods or services contract within five business days after an insurer's notice of noncoverage; amend KRS 367.624 to establish notice requirements for real estate goods or services contracts; amend KRS 367.626 to establish cancellation and other requirements for real estate goods or services contracts; amend KRS 367.627 and 367.628 to establish penalties and requirements relating to real estate goods or services trade practices associated with property and casualty insurance; provide that the Act applies to contracts entered on or after the effective date of the Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/25RS/hb233/orig_bill.pdf)
2. **Acts Chapter 15** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/25RS/documents/0015.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/25RS/hb233/bill.pdf)

## Votes

- PASS HB 233 — **37–0** (pass) · lower
- Pass — **93–0** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-04T05:00:00+00:00** introduced in House `introduction`
- **2025-02-04T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2025-02-06T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2025-02-12T05:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1) `committee-passage`
- **2025-02-13T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2025-02-14T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, February 18, 2025
- **2025-02-18T05:00:00+00:00** 3rd reading, passed 93-0 with Committee Substitute (1) `passage, reading-3`
- **2025-02-19T05:00:00+00:00** received in Senate
- **2025-02-19T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2025-02-21T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2025-03-04T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2025-03-05T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2025-03-07T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, March 11, 2025
- **2025-03-11T04:00:00+00:00** 3rd reading, passed 37-0 `passage, reading-3`
- **2025-03-11T04:00:00+00:00** received in House
- **2025-03-11T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2025-03-11T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2025-03-11T04:00:00+00:00** delivered to Governor
- **2025-03-15T04:00:00+00:00** signed by Governor (Acts Ch. 15) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/08bc440a-2630-447c-a7ac-98274bc20294`. Confidence: reported (aggregated from official Kentucky legislature records).