---
type: "Bill"
title: "AN ACT relating to health savings account-qualified insurance plans."
description: "Create a new section of Subtitle 1 of KRS Chapter 304 to limit the application of cost-sharing requirements that would result in a health insurance policy, certificate, plan, or contract losing its health savings account-qualified status under federal law; create a new section of KRS Chapter 18A to subject cost-sharing requirements in that chapter to applicability limitation; provide that applicability limitation applies to policies, certificates, plans, and contracts issued or renewed on or after the effective date of the Act; provide purpose of Section 1 of the Act; state the that Section 1 of the Act may be cited as the Health Savings Account State-Federal Regulatory Coordination Model Act."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2026RS"
identifier: "HB 184"
citation: "Kentucky HB 184 (2026RS)"
classification: ["bill"]
subjects: ["Federal Laws And Regulations", "Insurance", "Health", "Short Titles And Popular Names", "State Employees"]
status: "enacted"
primary_sponsors: ["D. Grossberg", "M. Meredith"]
version_count: 3
action_count: 20
vote_count: 2
first_action: "2026-01-07T05:00:00+00:00"
last_action: "2026-04-03T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/8959001d-515e-47fe-845b-15766307d6e0"
source_url: "https://apps.legislature.ky.gov/record/26RS/hb184.html"
source_hash: "181dc0afe9a40a0b28cf87fc55d2a7bc1d904b0fc9e4307cfb9dda6cd1f88e21"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 184 (2026RS) — AN ACT relating to health savings account-qualified insurance plans.

Create a new section of Subtitle 1 of KRS Chapter 304 to limit the application of cost-sharing requirements that would result in a health insurance policy, certificate, plan, or contract losing its health savings account-qualified status under federal law; create a new section of KRS Chapter 18A to subject cost-sharing requirements in that chapter to applicability limitation; provide that applicability limitation applies to policies, certificates, plans, and contracts issued or renewed on or after the effective date of the Act; provide purpose of Section 1 of the Act; state the that Section 1 of the Act may be cited as the Health Savings Account State-Federal Regulatory Coordination Model Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb184/orig_bill.pdf)
2. **Acts Chapter 27** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/26RS/documents/0027.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/hb184/bill.pdf)

## Votes

- CONSENT PASSAGE OF HB 184 — **38–0** (pass) · lower
- Pass — **94–0** (pass) · lower

## Sponsors

- D. Grossberg — primary (person)
- M. Meredith — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-07T05:00:00+00:00** introduced in House `introduction`
- **2026-01-07T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2026-01-12T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2026-01-14T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2026-01-15T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2026-01-16T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, January 20, 2026
- **2026-01-20T05:00:00+00:00** 3rd reading, passed 94-0 `passage, reading-3`
- **2026-01-21T05:00:00+00:00** received in Senate
- **2026-01-21T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2026-03-06T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2026-03-10T04:00:00+00:00** reported favorably, 1st reading, to Consent Calendar `committee-passage`
- **2026-03-11T04:00:00+00:00** 2nd reading, to Rules as a consent bill `reading-2`
- **2026-03-20T04:00:00+00:00** posted for passage in the Consent Orders of the Day for Tuesday, March 24 2026
- **2026-03-24T04:00:00+00:00** passed over and retained in the Consent Orders of the Day `passage`
- **2026-03-25T04:00:00+00:00** 3rd reading, passed 38-0 `passage, reading-3`
- **2026-03-26T04:00:00+00:00** received in House
- **2026-03-26T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2026-03-26T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2026-03-26T04:00:00+00:00** delivered to Governor
- **2026-04-03T04:00:00+00:00** signed by Governor (Acts Ch. 27) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8959001d-515e-47fe-845b-15766307d6e0`. Confidence: reported (aggregated from official Kentucky legislature records).