---
type: "Bill"
title: "AN ACT relating to debts."
description: "Amend KRS 286.9-140 to require the commissioner of the Department of Financial Institutions to impose a $3 fee per deferred deposit transaction for data required to be submitted by a deferred deposit service business licensee; direct that the Act applies to deferred deposit transactions entered or or after the effective date of the Act."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2026RS"
identifier: "SB 219"
citation: "Kentucky SB 219 (2026RS)"
classification: ["bill"]
subjects: ["Banks And Financial Institutions", "Fees", "State Agencies"]
status: "enacted"
primary_sponsors: ["J. Howell"]
version_count: 3
action_count: 27
vote_count: 3
first_action: "2026-02-20T05:00:00+00:00"
last_action: "2026-04-12T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/da0b378c-c091-4fc7-8eae-dce2ca123a32"
source_url: "https://apps.legislature.ky.gov/record/26RS/sb219.html"
source_hash: "4af87a3205f32576870af9fae4feb568767f2859338a3146c6deedc6e41fd95f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky SB 219 (2026RS) — AN ACT relating to debts.

Amend KRS 286.9-140 to require the commissioner of the Department of Financial Institutions to impose a $3 fee per deferred deposit transaction for data required to be submitted by a deferred deposit service business licensee; direct that the Act applies to deferred deposit transactions entered or or after the effective date of the Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb219/orig_bill.pdf)
2. **Acts Chapter 98** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/26RS/documents/0098.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/26RS/sb219/bill.pdf)

## Votes

- FINAL PASSAGE OF SB 219 w/ HCS 1, HFA 1, HCA 1 (T) — **32–6** (pass) · upper
- PASS SB 219 — **38–0** (pass) · upper
- Pass — **87–5** (pass) · upper

## Sponsors

- J. Howell — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-20T05:00:00+00:00** introduced in Senate `introduction`
- **2026-02-20T05:00:00+00:00** to Committee on Committees (S) `referral-committee`
- **2026-02-27T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2026-03-03T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2026-03-04T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2026-03-06T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, March 10 2026
- **2026-03-10T04:00:00+00:00** 3rd reading, passed 38-0 `passage, reading-3`
- **2026-03-11T04:00:00+00:00** received in House
- **2026-03-11T04:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2026-03-13T04:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2026-03-18T04:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1) and Committee Amendment (1-title) `committee-passage`
- **2026-03-19T04:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2026-03-20T04:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, March 24 2026
- **2026-03-24T04:00:00+00:00** floor amendment (1) filed to Committee Substitute `amendment-introduction`
- **2026-03-26T04:00:00+00:00** 3rd reading, passed 87-5 with Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title) `passage, reading-3`
- **2026-03-27T04:00:00+00:00** received in Senate
- **2026-03-27T04:00:00+00:00** to Rules (S) `referral-committee`
- **2026-03-27T04:00:00+00:00** taken from Rules
- **2026-03-27T04:00:00+00:00** posted for passage for concurrence in House Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title)
- **2026-03-27T04:00:00+00:00** passed over and retained for concurrence in House Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title) `passage`
- **2026-03-31T04:00:00+00:00** Senate concurred in Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title)
- **2026-03-31T04:00:00+00:00** passed 32-6 `passage`
- **2026-03-31T04:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2026-03-31T04:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2026-03-31T04:00:00+00:00** delivered to Governor
- **2026-04-10T04:00:00+00:00** filed without Governor's signature with the Secretary of State
- **2026-04-12T04:00:00+00:00** became law without Governor's Signature (Acts Ch. 98) `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/da0b378c-c091-4fc7-8eae-dce2ca123a32`. Confidence: reported (aggregated from official Kentucky legislature records).