---
type: "Bill"
title: "INSURERS: Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Corporation shall not be liable for certain property damage insurance claims. (8/1/23)"
description: "INSURERS: Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Corporation shall not be liable for certain property damage insurance claims. (8/1/23)"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2023"
identifier: "SB 96"
citation: "Louisiana SB 96 (2023)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kirk Talbot"]
version_count: 11
action_count: 23
vote_count: 5
first_action: "2023-03-30"
last_action: "2023-06-13"
source: "openstates"
source_identifier: "ocd-bill/611b82a8-64ee-4f81-ba21-45f8f70bb589"
source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=244275"
source_hash: "f44e40e336ebb8a5c0f70636dd8b71fbfbdc47eaa57cbafab11ec6c52d3f9d07"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana SB 96 (2023) — INSURERS: Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Corporation shall not be liable for certain property damage insurance claims. (8/1/23)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB96 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1308184)
2. **House Committee Amendment, #3779, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1327389)
3. **House Committee Amendment, #3857, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1328095)
4. **SB96 Act 290** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1332409)
5. **SB96 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1313120)
6. **SB96 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1326158)
7. **Senate Committee Amendment, #416, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1310373)
8. **Senate Committee Amendment, #568, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1312693)
9. **Senate Floor Amendment, #1886, Talbot, Rejected** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1323344)
10. **Senate Floor Amendment, #934, Allain, R. L. Bret, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1316038)
11. **SB96 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1331023)

## Votes

- FINAL PASSAGE (#446) — **37–0** (pass) · upper
- AMENDMENT # 1886 BY TALBOT, SB 96 BY TALBOT (#381) — **12–26** (fail) · upper
- CONCUR (#897) — **39–0** (pass) · upper
- FINAL PASSAGE (#983) — **100–1** (pass) · lower
- AMENDMENT # 934 BY ALLAIN, SB 96 BY TALBOT (#382) — **25–12** (pass) · upper

## Sponsors

- Kirk Talbot — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-06-13** Effective date 8/1/2023.
- **2023-06-13** Signed by the Governor. Becomes Act No. 290. `became-law, executive-signature`
- **2023-06-08** Sent to the Governor by the Secretary of the Senate. `executive-receipt`
- **2023-06-07** Signed by the Speaker of the House.
- **2023-06-07** Enrolled. Signed by the President of the Senate. `enrolled`
- **2023-06-06** Rules suspended. Amendments proposed by the House read and concurred in by a vote of 39 yeas and 0 nays.
- **2023-06-05** Received from the House with amendments. `receipt`
- **2023-06-05** Read third time by title, roll called on final passage, yeas 100, nays 1. Finally passed, ordered to the Senate. `passage`
- **2023-06-04** Scheduled for floor debate on 06/05/2023.
- **2023-06-02** Read by title, amended, passed to 3rd reading. `reading-3`
- **2023-06-01** Reported without Legislative Bureau amendments.
- **2023-05-31** Reported with amendments (11-0). Referred to the Legislative Bureau. `committee-passage-favorable`
- **2023-05-30** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2023-05-25** Received in the House from the Senate, read by title, lies over under the rules.
- **2023-05-25** The previously amended bill was read by title and passed by a vote of 37 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled. `passage`
- **2023-05-22** Read by title and returned to the Calendar, subject to call.
- **2023-05-22** Senate floor amendments read and adopted.
- **2023-05-22** Called from the Calendar.
- **2023-05-02** Read by title and returned to the Calendar, subject to call.
- **2023-04-19** Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
- **2023-04-18** Reported with amendments. `committee-passage-favorable`
- **2023-04-10** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
- **2023-03-30** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/611b82a8-64ee-4f81-ba21-45f8f70bb589`. Confidence: reported (aggregated from official Louisiana legislature records).