---
type: "Bill"
title: "INSURANCE/AUTOMOBILE: Provides relative to lapses in required insurance coverage"
description: "INSURANCE/AUTOMOBILE: Provides relative to lapses in required insurance coverage"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2025"
identifier: "HB 496"
citation: "Louisiana HB 496 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Troy Hebert"]
version_count: 9
action_count: 23
vote_count: 3
first_action: "2025-04-04"
last_action: "2025-06-20"
source: "openstates"
source_identifier: "ocd-bill/c73a629e-05fe-4e87-aabf-574ddf8c5e35"
source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=248528"
source_hash: "b72e5794c0d72ac16c46b1f4ad8671c815a79ea76ef032b38130eb9376d6a820"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana HB 496 (2025) — INSURANCE/AUTOMOBILE: Provides relative to lapses in required insurance coverage

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB496 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1404064)
2. **HB496 Act 476** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1427662)
3. **HB496 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1406237)
4. **HB496 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1409260)
5. **House Committee Amendment, #1158, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1405353)
6. **House Committee Amendment, #1316, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1406190)
7. **House Floor Amendment, #1577, Hebert, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1407817)
8. **Senate Floor Amendment, #3088, Myers, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1422664)
9. **HB496 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1423126)

## Votes

- FINAL PASSAGE (#53) — **87–3** (pass) · lower
- FINAL PASSAGE (#752) — **34–3** (pass) · upper
- CONCUR IN SENATE AMENDMENTS (#1131) — **96–1** (pass) · lower

## Sponsors

- Troy Hebert — primary (person)
- Adrian Fisher — cosponsor (person)
- Beth Billings — cosponsor (person)
- Brian Glorioso — cosponsor (person)
- C. Denise Marcelle — cosponsor (person)
- Candace N. Newell — cosponsor (person)
- Chad Boyer — cosponsor (person)
- Delisha Boyd — cosponsor (person)
- Dennis Bamburg Jr. — cosponsor (person)
- Dustin Miller — cosponsor (person)
- Ed Larvadain III — cosponsor (person)
- Edmond Jordan — cosponsor (person)
- Jack McFarland — cosponsor (person)
- Joe Stagni — cosponsor (person)
- John Wyble — cosponsor (person)
- Kathy Edmonston — cosponsor (person)
- Kim Carver — cosponsor (person)
- Kimberly Coates — cosponsor (person)
- Kirk Talbot — cosponsor (person)
- Laurie Schlegel — cosponsor (person)
- Marcus Bryant — cosponsor (person)
- Mike Bayham — cosponsor (person)
- Pat Moore — cosponsor (person)
- Phillip DeVillier — cosponsor (person)
- R. Dewith Carrier — cosponsor (person)
- Regina Ashford Barrow — cosponsor (person)
- Rhonda Butler — cosponsor (person)
- Rick Edmonds — cosponsor (person)
- Robert Carter — cosponsor (person)
- Rodney Lyons — cosponsor (person)
- Royce Duplessis — cosponsor (person)
- Stephanie Berault — cosponsor (person)
- Sylvia Taylor — cosponsor (person)
- Vanessa Caston LaFleur — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-06-20** Effective date: 01/01/2026.
- **2025-06-20** Signed by the Governor. Becomes Act No. 476. `became-law, executive-signature`
- **2025-06-12** Sent to the Governor for executive approval. `executive-receipt`
- **2025-06-12** Signed by the President of the Senate.
- **2025-06-11** Enrolled and signed by the Speaker of the House. `enrolled`
- **2025-06-10** Read by title, roll called, yeas 96, nays 1, Senate amendments concurred in.
- **2025-06-09** Scheduled for concurrence on 06/10/2025.
- **2025-06-09** Received from the Senate with amendments. `receipt`
- **2025-06-08** Senate floor amendments read and adopted. Read by title, passed by a vote of 34 yeas and 3 nays, and ordered returned to the House. Motion to reconsider tabled. `passage`
- **2025-06-08** Rules suspended. Called from the Calendar.
- **2025-05-28** Read by title and returned to the Calendar, subject to call.
- **2025-05-12** Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage. `reading-3`
- **2025-05-08** Read by title and referred to the Legislative Bureau.
- **2025-05-07** Reported favorably. `committee-passage-favorable`
- **2025-04-30** Read second time by title and referred to the Committee on Insurance. `reading-2, referral-committee`
- **2025-04-29** Received in the Senate. Read first time by title and placed on the Calendar for a second reading. `reading-1`
- **2025-04-28** Read third time by title, amended, roll called on final passage, yeas 87, nays 3. Finally passed, title adopted, ordered to the Senate. `passage`
- **2025-04-24** Scheduled for floor debate on 04/28/2025.
- **2025-04-22** Read by title, amended, ordered engrossed, passed to 3rd reading. `reading-3`
- **2025-04-16** Reported with amendments (13-0). `committee-passage-favorable`
- **2025-04-14** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2025-04-04** Under the rules, provisionally referred to the Committee on Insurance. `referral-committee`
- **2025-04-04** Prefiled. `filing`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c73a629e-05fe-4e87-aabf-574ddf8c5e35`. Confidence: reported (aggregated from official Louisiana legislature records).