---
type: "Bill"
title: "Income Tax Subtraction Modification - Mortgage Forgiveness Debt Relief - Extension"
description: "Income Tax Subtraction Modification - Mortgage Forgiveness Debt Relief - Extension"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2019"
identifier: "SB 265"
citation: "Maryland SB 265 (2019)"
classification: ["bill"]
subjects: ["Taxes - Income", "Debt Management", "Exemptions", "Income Tax", "Mortgages", "Sunset"]
status: "enacted"
primary_sponsors: ["Zucker"]
version_count: 1
action_count: 14
vote_count: 2
first_action: "2019-01-25"
last_action: "2019-04-30"
source: "openstates"
source_identifier: "ocd-bill/b7358d03-29d7-476b-be90-12a88fac5d26"
source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=SB265&stab=01&pid=billpage&tab=subject3&ys=2019rs"
source_hash: "9009897188bb0bfe828563a4b7a9fe17253a26d3892018f3afc035e3d0369b12"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 265 (2019) — Income Tax Subtraction Modification - Mortgage Forgiveness Debt Relief - Extension

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2019RS/bills/sb/sb0265f.pdf)

## Votes

- On Third Reading — **131–0** (pass) · lower
- On Third Reading — **46–0** (pass) · upper

## Sponsors

- Zucker — primary (person)
- Eckardt — cosponsor (person)
- Edwards — cosponsor (person)
- Elfreth — cosponsor (person)
- Ferguson — cosponsor (person)
- Griffith — cosponsor (person)
- Guzzone — cosponsor (person)
- King — cosponsor (person)
- McCray — cosponsor (person)
- Peters — cosponsor (person)
- Rosapepe — cosponsor (person)
- Salling — cosponsor (person)
- Serafini — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-25** First Reading Budget and Taxation `referral-committee`
- **2019-01-25** Hearing 2/06 at 1:00 p.m.
- **2019-02-18** Favorable Report by Budget and Taxation `committee-passage-favorable`
- **2019-02-19** Favorable Report Adopted `committee-passage-favorable`
- **2019-02-19** Second Reading Passed
- **2019-02-21** Third Reading Passed (46-0) `passage`
- **2019-02-22** First Reading Ways and Means `referral-committee`
- **2019-03-08** Hearing 3/20 at 1:00 p.m.
- **2019-04-03** Favorable Report by Ways and Means `committee-passage-favorable`
- **2019-04-03** Favorable Report Adopted `committee-passage-favorable`
- **2019-04-03** Second Reading Passed
- **2019-04-05** Third Reading Passed (131-0) `passage`
- **2019-04-08** Returned Passed
- **2019-04-30** Approved by the Governor - Chapter 303 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b7358d03-29d7-476b-be90-12a88fac5d26`. Confidence: reported (aggregated from official Maryland legislature records).