---
type: "Bill"
title: "Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports"
description: "Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2024"
identifier: "HB 262"
citation: "Maryland HB 262 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Palakovich Carr"]
version_count: 3
action_count: 12
vote_count: 2
first_action: "2024-01-12"
last_action: "2024-05-09"
source: "openstates"
source_identifier: "ocd-bill/85d76d8e-7205-4055-a54d-a95979d215e2"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0262?ys=2024RS&search=True"
source_hash: "44a0ed2473b0bd36fab580d7e0dd7a2d35f061e609899430755ded8cc60c7f30"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 262 (2024) — Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/Chapters_noln/CH_618_hb0262t.pdf)
2. **First - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/hb/hb0262f.pdf)
3. **Third - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/hb/hb0262t.pdf)

## Votes

- On Third Reading — **100–37** (pass) · lower
- On Third Reading — **40–7** (pass) · upper

## Sponsors

- Palakovich Carr — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-12** First Reading Economic Matters `referral-committee`
- **2024-01-16** Hearing 1/30 at 1:00 p.m.
- **2024-02-12** Favorable Report by Economic Matters `committee-passage-favorable`
- **2024-02-13** Favorable Adopted `committee-passage-favorable`
- **2024-02-13** Second Reading Passed
- **2024-02-15** Third Reading Passed `passage`
- **2024-02-16** Referred Finance `referral-committee`
- **2024-03-28** Favorable Report by Finance `committee-passage-favorable`
- **2024-03-29** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2024-04-03** Third Reading Passed `passage`
- **2024-04-04** Returned Passed
- **2024-05-09** Approved by the Governor - Chapter 618 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/85d76d8e-7205-4055-a54d-a95979d215e2`. Confidence: reported (aggregated from official Maryland legislature records).