---
type: "Bill"
title: "Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures"
description: "Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2025"
identifier: "HB 1018"
citation: "Maryland HB 1018 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Pruski"]
version_count: 4
action_count: 17
vote_count: 4
first_action: "2025-02-03"
last_action: "2025-04-22"
source: "openstates"
source_identifier: "ocd-bill/ec5e6f76-b804-41d2-bd77-d35294933efa"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1018?ys=2025RS&search=True"
source_hash: "fe6ef68e3b4c0b0b7c7e8a5a42e28ea29a554f61dd08c22d657b2ae713700952"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 1018 (2025) — Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_202_hb1018e.pdf)
2. **Enrolled - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1018e.pdf)
3. **First - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1018f.pdf)
4. **Third - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1018t.pdf)

## Votes

- On Third Reading and Final Passage (Hse concurred) — **124–15** (pass) · lower
- On Third Reading (Amend) — **47–0** (pass) · upper
- FLA Del. Griffith /833926/1 — **37–96** (fail) · lower
- On Third Reading — **116–24** (pass) · lower

## Sponsors

- Pruski — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-03** First Reading Economic Matters `referral-committee`
- **2025-02-04** Hearing 2/18 at 1:00 p.m.
- **2025-03-03** Favorable Report by Economic Matters `committee-passage-favorable`
- **2025-03-04** Favorable Adopted `committee-passage-favorable`
- **2025-03-04** Motion Special Order until 03/05 (Delegate Griffith) Adopted
- **2025-03-05** Floor Amendment {
- **2025-03-05** Second Reading Passed
- **2025-03-11** Third Reading Passed `passage`
- **2025-03-12** Referred Finance `referral-committee`
- **2025-04-03** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2025-04-03** Favorable with Amendments { `committee-passage-favorable`
- **2025-04-03** Second Reading Passed with Amendments
- **2025-04-03** Third Reading Passed `passage`
- **2025-04-07** House Concurs Senate Amendments
- **2025-04-07** Third Reading Passed `passage`
- **2025-04-07** Passed Enrolled
- **2025-04-22** Approved by the Governor - Chapter 202 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ec5e6f76-b804-41d2-bd77-d35294933efa`. Confidence: reported (aggregated from official Maryland legislature records).