---
type: "Bill"
title: "Credit Unions - Mergers and Consolidations - Alteration of Voting Requirement"
description: "Credit Unions - Mergers and Consolidations - Alteration of Voting Requirement"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "HB 1049"
citation: "Maryland HB 1049 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Crosby"]
version_count: 3
action_count: 14
vote_count: 1
first_action: "2026-02-09"
last_action: "2026-05-12"
source: "openstates"
source_identifier: "ocd-bill/e5cc6315-e5f4-4e18-a012-61b3f50302a8"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1049?ys=2026RS"
source_hash: "cdb38f6cea1697e49cafbfce539f6d46270bb5b5e390a75b209658b797b396dc"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 1049 (2026) — Credit Unions - Mergers and Consolidations - Alteration of Voting Requirement

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Credit Unions - Mergers and Consolidations - Alteration of Voting Requirement** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_506_hb1049t.pdf)
2. **First - Credit Unions - Mergers and Consolidations - Alteration of Voting Requirement** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/hb/hb1049f.pdf)
3. **Third - Credit Unions - Mergers and Consolidations - Alteration of Voting Requirement** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/hb/hb1049t.pdf)

## Votes

- On Third Reading — **133–0** (pass) · lower

## Sponsors

- Crosby — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-09** First Reading Economic Matters `referral-committee`
- **2026-02-16** Hearing 3/03 at 1:00 p.m.
- **2026-02-19** Hearing canceled
- **2026-02-19** Hearing 3/10 at 1:00 p.m.
- **2026-03-16** Favorable Report by Economic Matters `committee-passage-favorable`
- **2026-03-17** Favorable Adopted `committee-passage-favorable`
- **2026-03-17** Second Reading Passed
- **2026-03-18** Third Reading Passed `passage`
- **2026-03-19** Referred Finance `referral-committee`
- **2026-03-30** Favorable Report by Finance `committee-passage-favorable`
- **2026-03-31** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2026-04-06** Third Reading Passed `passage`
- **2026-04-07** Returned Passed
- **2026-05-12** Approved by the Governor - Chapter 506 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e5cc6315-e5f4-4e18-a012-61b3f50302a8`. Confidence: reported (aggregated from official Maryland legislature records).