---
type: "Bill"
title: "Peer-to-Peer Car Sharing Programs - Insurance and Liability"
description: "Peer-to-Peer Car Sharing Programs - Insurance and Liability"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "SB 395"
citation: "Maryland SB 395 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Gile"]
version_count: 3
action_count: 12
vote_count: 2
first_action: "2026-01-28"
last_action: "2026-04-14"
source: "openstates"
source_identifier: "ocd-bill/3cd1a22e-1d8a-484c-848e-d3c054fb69ad"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0395?ys=2026RS"
source_hash: "4664365684598b7ba51d409f7aa5e6040c7d865402d14755dc8728dfbafca918"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 395 (2026) — Peer-to-Peer Car Sharing Programs - Insurance and Liability

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Peer-to-Peer Car Sharing Programs - Insurance and Liability** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_49_sb0395t.pdf)
2. **First - Peer-to-Peer Car Sharing Programs - Insurance and Liability** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0395f.pdf)
3. **Third - Peer-to-Peer Car Sharing Programs - Insurance and Liability** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0395t.pdf)

## Votes

- On Third Reading — **42–0** (pass) · upper
- On Third Reading — **120–0** (pass) · lower

## Sponsors

- Gile — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-28** First Reading Finance `referral-committee`
- **2026-01-29** Hearing 2/11 at 2:00 p.m.
- **2026-03-02** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2026-03-03** Favorable with Amendments { `committee-passage-favorable`
- **2026-03-03** Second Reading Passed with Amendments
- **2026-03-05** Third Reading Passed `passage`
- **2026-03-06** Referred Judiciary `referral-committee`
- **2026-04-02** Favorable Report by Judiciary `committee-passage-favorable`
- **2026-04-02** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2026-04-03** Third Reading Passed `passage`
- **2026-04-06** Returned Passed
- **2026-04-14** Approved by the Governor - Chapter 49 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3cd1a22e-1d8a-484c-848e-d3c054fb69ad`. Confidence: reported (aggregated from official Maryland legislature records).