---
type: "Bill"
title: "Climate Change, Homeowner's Insurance, and Emergency Management - Study"
description: "Climate Change, Homeowner's Insurance, and Emergency Management - Study"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "SB 739"
citation: "Maryland SB 739 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kramer"]
version_count: 4
action_count: 16
vote_count: 3
first_action: "2026-02-06"
last_action: "2026-05-26"
source: "openstates"
source_identifier: "ocd-bill/184224c8-d6af-443c-8dd6-082571d48645"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0739?ys=2026RS"
source_hash: "e66be68b79712aace5490ede1dd0323026c1b473a77cae86e1bf14ae30da7d85"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 739 (2026) — Climate Change, Homeowner's Insurance, and Emergency Management - Study

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Climate Change, Homeowner's Insurance, and Emergency Management - Study** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_696_sb0739e.pdf)
2. **Enrolled - Climate Change, Homeowner's Insurance, and Emergency Management - Study** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0739e.pdf)
3. **First - Climate Change, Homeowner's Insurance, and Emergency Management - Study** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0739f.pdf)
4. **Third - Climate Change, Homeowner's Insurance, and Emergency Management - Study** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0739t.pdf)

## Votes

- On Third Reading (Amend) — **102–36** (pass) · lower
- Bill is on Third Reading for Final Passage. — **30–13** (pass) · upper
- On Third Reading — **29–11** (pass) · upper

## Sponsors

- Kramer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-06** First Reading Finance `referral-committee`
- **2026-02-11** Hearing 2/25 at 1:00 p.m.
- **2026-03-20** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2026-03-20** Favorable with Amendments { `committee-passage-favorable`
- **2026-03-20** Second Reading Passed with Amendments
- **2026-03-20** Third Reading Passed `passage`
- **2026-03-23** Referred Environment and Transportation Judiciary `referral-committee`
- **2026-03-25** Hearing 4/02 at 1:00 p.m. (Environment and Transportation)
- **2026-04-08** Favorable with Amendments Report by Environment and Transportation `committee-passage-favorable`
- **2026-04-09** Favorable with Amendments { `committee-passage-favorable`
- **2026-04-09** Second Reading Passed with Amendments
- **2026-04-13** Third Reading Passed `passage`
- **2026-04-13** Senate Concurs House Amendments
- **2026-04-13** Third Reading Passed `passage`
- **2026-04-13** Passed Enrolled
- **2026-05-26** Approved by the Governor - Chapter 696 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/184224c8-d6af-443c-8dd6-082571d48645`. Confidence: reported (aggregated from official Maryland legislature records).