---
type: "Bill"
title: "Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)"
description: "Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "SB 753"
citation: "Maryland SB 753 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kramer"]
version_count: 3
action_count: 12
vote_count: 2
first_action: "2026-02-06"
last_action: "2026-05-12"
source: "openstates"
source_identifier: "ocd-bill/5b5c1629-7e25-4226-aff2-6d322af017a9"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0753?ys=2026RS"
source_hash: "f133bbba2963cc6f2154b6abe642a96a3bbcbf618fc04bc2300ef794eee23b5b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 753 (2026) — Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_511_sb0753t.pdf)
2. **First - Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0753f.pdf)
3. **Third - Fiduciary Institutions - Exploitation of Seniors and Vulnerable Adults - Protections and Required Referral (Vulnerable Adult Banking Protection Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0753t.pdf)

## Votes

- On Third Reading — **38–0** (pass) · upper
- On Third Reading — **136–0** (pass) · lower

## Sponsors

- Kramer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-06** First Reading Finance `referral-committee`
- **2026-02-12** Hearing 3/12 at 1:00 p.m.
- **2026-03-20** Favorable Report by Finance `committee-passage-favorable`
- **2026-03-20** Favorable Adopted `committee-passage-favorable`
- **2026-03-20** Second Reading Passed
- **2026-03-20** Third Reading Passed `passage`
- **2026-03-23** Referred Economic Matters `referral-committee`
- **2026-04-08** Favorable Report by Economic Matters `committee-passage-favorable`
- **2026-04-08** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2026-04-13** Third Reading Passed `passage`
- **2026-04-13** Returned Passed
- **2026-05-12** Approved by the Governor - Chapter 511 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5b5c1629-7e25-4226-aff2-6d322af017a9`. Confidence: reported (aggregated from official Maryland legislature records).