---
type: "Bill"
title: "An Act To Improve The Foreclosure Process By Regulating Mortgage Loan Servicers"
description: "An Act To Improve The Foreclosure Process By Regulating Mortgage Loan Servicers"
jurisdiction: "us/states/me"
legislature: "Maine Legislature"
session: "128"
identifier: "LD 1292"
citation: "Maine LD 1292 (128)"
classification: ["bill"]
subjects: ["FINANCIAL PRACTICES", "MORTGAGES", "MORTGAGE LOAN SERVICERS"]
status: "enacted"
primary_sponsors: ["DOW"]
version_count: 1
action_count: 16
vote_count: 0
first_action: "2017-04-04"
last_action: "2017-05-30"
source: "openstates"
source_identifier: "ocd-bill/a6d7635c-ebec-4f69-9092-dc0cc5c92bcc"
source_url: "http://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280064513"
source_hash: "b7b2e2180a5b098cf1357f64dcf3a82f6b4fc6d76ef9c47f6fb595dff089b435"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-me"]
---

# Maine LD 1292 (128) — An Act To Improve The Foreclosure Process By Regulating Mortgage Loan Servicers

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Initial Version** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/bills_128th/billtexts/SP044401.asp)

## Sponsors

- DOW — primary (person)
- PICCHIOTTI — cosponsor (person)
- WALLACE — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-04-04** Committee on INSURANCE AND FINANCIAL SERVICES suggested and ordered printed REFERENCE to the Committee on INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence
- **2017-04-04** The Bill was REFERRED to the Committee on INSURANCE AND FINANCIAL SERVICES. `referral-committee`
- **2017-04-04** In concurrence. ORDERED SENT FORTHWITH.
- **2017-05-16** Report READ and ACCEPTED
- **2017-05-16** READ ONCE `reading-1`
- **2017-05-16** Committee Amendment "A" (S-95) READ and ADOPTED
- **2017-05-16** Under suspension of the Rules, READ A SECOND TIME And PASSED TO BE ENGROSSED AS AMENDED by Committee Amendment "A" (S-95) `reading-2`
- **2017-05-16** Ordered sent down forthwith for concurrence
- **2017-05-17** CONSENT CALENDAR - FIRST DAY
- **2017-05-17** Under suspension of the rules CONSENT CALENDAR - SECOND DAY.
- **2017-05-17** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-95).
- **2017-05-17** In concurrence. ORDERED SENT FORTHWITH.
- **2017-05-23** PASSED TO BE ENACTED. `passage`
- **2017-05-23** Sent for concurrence. ORDERED SENT FORTHWITH.
- **2017-05-24** PASSED TO BE ENACTED, in concurrence. `passage`
- **2017-05-30** Signed by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a6d7635c-ebec-4f69-9092-dc0cc5c92bcc`. Confidence: reported (aggregated from official Maine legislature records).