---
type: "Bill"
title: "An Act To Establish Protections For Private Student Loan Borrowers And A Registry Of Lenders"
description: "An Act To Establish Protections For Private Student Loan Borrowers And A Registry Of Lenders"
jurisdiction: "us/states/me"
legislature: "Maine Legislature"
session: "130"
identifier: "LD 1645"
citation: "Maine LD 1645 (130)"
classification: ["bill"]
subjects: ["BORROWER PROTECTIONS", "COLLEGES AND UNIVERSITIES", "STUDENT FINANCIAL AID"]
status: "enacted"
primary_sponsors: ["Eloise VITELLI"]
version_count: 3
action_count: 22
vote_count: 0
first_action: "2021-05-03"
last_action: "2021-06-23"
source: "openstates"
source_identifier: "ocd-bill/1a638f66-63ec-47b3-a90c-41587f8699d8"
source_url: "https://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280080705"
source_hash: "13d903ccfba3d57233d2735b8f1c1cf9637bca96898c4e89f1c49a65c140c7ee"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-me"]
---

# Maine LD 1645 (130) — An Act To Establish Protections For Private Student Loan Borrowers And A Registry Of Lenders

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Adopted Amendments** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0530&item=2&snum=130)
2. **Documents and Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0530&item=1&snum=130)
3. **Final Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0530&item=3&snum=130)

## Sponsors

- Eloise VITELLI — primary (person)
- Allison HEPLER — cosponsor (person)
- Craig HICKMAN — cosponsor (person)
- Glenn CURRY — cosponsor (person)
- Joseph RAFFERTY — cosponsor (person)
- Matthea DAUGHTRY — cosponsor (person)
- Rachel TALBOT ROSS — cosponsor (person)
- Rebecca MILLETT — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-05-03** Received by the Secretary of the Senate on May 3, 2021 and REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES pursuant to Joint Rule 308.2 `receipt, referral-committee`
- **2021-06-15** Report READ and ACCEPTED.
- **2021-06-15** READ ONCE. `reading-1`
- **2021-06-15** Committee Amendment "A" (S-303) READ and ADOPTED. `committee-passage-favorable, passage`
- **2021-06-15** Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-303). `reading-2, reading-3`
- **2021-06-15** Ordered sent down forthwith for concurrence.
- **2021-06-15** Report READ and ACCEPTED.
- **2021-06-15** READ ONCE. `reading-1`
- **2021-06-15** Committee Amendment "A" (S-303) READ and ADOPTED. `committee-passage-favorable, passage`
- **2021-06-15** Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-303). `reading-2, reading-3`
- **2021-06-15** Ordered sent down forthwith for concurrence.
- **2021-06-16** CONSENT CALENDAR - FIRST DAY
- **2021-06-16** Under suspension of the rules CONSENT CALENDAR - SECOND DAY.
- **2021-06-16** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-303). `reading-3`
- **2021-06-16** In concurrence. ORDERED SENT FORTHWITH.
- **2021-06-17** PASSED TO BE ENACTED. `passage`
- **2021-06-17** Sent for concurrence. ORDERED SENT FORTHWITH.
- **2021-06-17** PASSED TO BE ENACTED, in concurrence. `passage`
- **2021-06-23** Signed by Governor `executive-signature`
- **2021-05-25T04:00:00+00:00** Work Session Held
- **2021-05-25T04:00:00+00:00** Voted - OTP-AM
- **2021-06-15T04:00:00+00:00** Reported Out - OTP-AM

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1a638f66-63ec-47b3-a90c-41587f8699d8`. Confidence: reported (aggregated from official Maine legislature records).