---
type: "Bill"
title: "An Act To Require The Termination Of Private Mortgage Insurance"
description: "An Act To Require The Termination Of Private Mortgage Insurance"
jurisdiction: "us/states/me"
legislature: "Maine Legislature"
session: "131"
identifier: "LD 1080"
citation: "Maine LD 1080 (131)"
classification: ["bill"]
subjects: ["MORTGAGES", "PRIVATE MORTGAGE INSURANCE", "REAL ESTATE"]
status: "enacted"
primary_sponsors: ["Matthew POULIOT"]
version_count: 3
action_count: 23
vote_count: 0
first_action: "2023-03-09"
last_action: "2023-06-22"
source: "openstates"
source_identifier: "ocd-bill/e744b240-1e69-4d16-bb9a-151e0c74aa87"
source_url: "https://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280087217"
source_hash: "5f5ada4e490df43d0206b01a0f34c945e1543999564fda63b50c17e439d0b0be"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-me"]
---

# Maine LD 1080 (131) — An Act To Require The Termination Of Private Mortgage Insurance

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Adopted Amendments** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0449&item=2&snum=131)
2. **Documents and Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0449&item=1&snum=131)
3. **Final Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0449&item=3&snum=131)

## Sponsors

- Matthew POULIOT — primary (person)
- Benjamin COLLINGS — cosponsor (person)
- Eloise VITELLI — cosponsor (person)
- James LIBBY — cosponsor (person)
- Matthea DAUGHTRY — cosponsor (person)
- Stacy BRENNER — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-03-09** Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed REFERENCE to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence
- **2023-03-16** The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES. `referral-committee`
- **2023-03-16** In concurrence. ORDERED SENT FORTHWITH.
- **2023-03-30** CARRIED OVER, in the same posture, to a subsequent special or regular session of the 131st Legislature, pursuant to Joint Order SP 594.
- **2023-06-12** Report READ and ACCEPTED.
- **2023-06-12** READ ONCE. `reading-1`
- **2023-06-12** Committee Amendment "A" (S-245) READ and ADOPTED. `committee-passage-favorable, passage`
- **2023-06-12** Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-245). `reading-2, reading-3`
- **2023-06-12** Ordered sent down forthwith for concurrence.
- **2023-06-12** CONSENT CALENDAR - FIRST DAY
- **2023-06-12** Under suspension of the rules CONSENT CALENDAR - SECOND DAY.
- **2023-06-12** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-245). `reading-3`
- **2023-06-12** In concurrence. ORDERED SENT FORTHWITH.
- **2023-06-14** PASSED TO BE ENACTED. `passage`
- **2023-06-14** Sent for concurrence. ORDERED SENT FORTHWITH.
- **2023-06-14** PASSED TO BE ENACTED, in concurrence. `passage`
- **2023-06-22** Signed by Governor `executive-signature`
- **2023-04-12T04:00:00+00:00** Work Session Held - TABLED
- **2023-04-26T04:00:00+00:00** Work Session Held - TABLED
- **2023-05-03T04:00:00+00:00** Work Session Held - TABLED
- **2023-05-10T04:00:00+00:00** Work Session Held
- **2023-05-10T04:00:00+00:00** Voted - OTP-AM
- **2023-06-09T04:00:00+00:00** Reported Out - OTP-AM

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e744b240-1e69-4d16-bb9a-151e0c74aa87`. Confidence: reported (aggregated from official Maine legislature records).