---
type: "Bill"
title: "Insurance: automobile; coverage; allow insurers to exclude peer-to-peer car sharing. Amends secs. 1202, 3009, 3037, 3101 & 3113 of 1956 PA 218 (MCL 500.1202 et seq.) & adds secs. 130 & 3018."
description: "Insurance: automobile; coverage; allow insurers to exclude peer-to-peer car sharing. Amends secs. 1202, 3009, 3037, 3101 & 3113 of 1956 PA 218 (MCL 500.1202 et seq.) & adds secs. 130 & 3018."
jurisdiction: "us/states/mi"
legislature: "Michigan Legislature"
session: "2023-2024"
identifier: "HB 5950"
citation: "Michigan HB 5950 (2023-2024)"
classification: ["bill"]
subjects: ["Insurance: automobile", "Transportation: other", "Vehicles: other"]
status: "enacted"
primary_sponsors: ["Brenda Carter"]
version_count: 5
action_count: 31
vote_count: 2
first_action: "2024-09-26"
last_action: "2024-12-31"
source: "openstates"
source_identifier: "ocd-bill/83e8fd8d-4ba2-40b5-976c-39d350fa36bc"
source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2024-HB-5950"
source_hash: "e0f50d21c43a367ac1bba735b7d531f8fb2c5d9aafd0418e78ffc42dfc932cb8"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mi"]
---

# Michigan HB 5950 (2023-2024) — Insurance: automobile; coverage; allow insurers to exclude peer-to-peer car sharing. Amends secs. 1202, 3009, 3037, 3101 & 3113 of 1956 PA 218 (MCL 500.1202 et seq.) & adds secs. 130 & 3018.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2024-HEBH-5950.pdf)
2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2024-HEBS-5950.pdf)
3. **House Concurred Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billconcurred/House/pdf/2024-HCB-5950.pdf)
4. **House Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/House/pdf/2024-HIB-5950.pdf)
5. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2024-PA-0224.pdf)

## Votes

- PASSED ROLL CALL # 638 YEAS 33 NAYS 5 EXCUSED 0 NOT VOTING 0 — **5–4** (pass) · upper
- passed; given immediate effect Roll Call # 358 Yeas 101 Nays 1 Excused 0 Not Voting 8 — **101–1** (pass) · lower

## Sponsors

- Brenda Carter — primary (person)
- Julie Rogers — cosponsor (person)
- Matthew Bierlein — cosponsor (person)
- Tyrone Carter — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-09-26** introduced by Representative Brenda Carter `introduction`
- **2024-09-26** read a first time `reading-1`
- **2024-09-26** referred to Committee on Insurance and Financial Services `referral-committee`
- **2024-10-15** bill electronically reproduced 09/26/2024
- **2024-10-15** bill electronically reproduced 09/26/2024
- **2024-10-15** per Rule 41 referred to Committee on Regulatory Reform
- **2024-11-12** reported with recommendation without amendment `committee-passage`
- **2024-11-12** referred to second reading
- **2024-11-14** read a second time `reading-2`
- **2024-11-14** placed on third reading
- **2024-11-14** placed on immediate passage
- **2024-11-14** read a third time `reading-3`
- **2024-11-14** passed; given immediate effect Roll Call # 358 Yeas 101 Nays 1 Excused 0 Not Voting 8 `passage`
- **2024-11-14** transmitted
- **2024-11-26** PASSED BY HOUSE WITH IMMEDIATE EFFECT `passage`
- **2024-11-26** REFERRED TO COMMITTEE ON TRANSPORTATION AND INFRASTRUCTURE `referral-committee`
- **2024-12-03** REASSIGNED TO COMMITTEE ON REGULATORY AFFAIRS
- **2024-12-11** REPORTED FAVORABLY WITHOUT AMENDMENT `committee-passage`
- **2024-12-11** REFERRED TO COMMITTEE OF THE WHOLE `referral-committee`
- **2024-12-18** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
- **2024-12-18** PLACED ON ORDER OF THIRD READING
- **2024-12-19** PASSED ROLL CALL # 638 YEAS 33 NAYS 5 EXCUSED 0 NOT VOTING 0 `passage`
- **2024-12-19** INSERTED FULL TITLE
- **2024-12-19** RETURNED TO HOUSE
- **2024-12-31** returned from Senate without amendment with full title
- **2024-11-14** full title agreed to
- **2024-12-31** bill ordered enrolled 12/23/2024
- **2024-12-31** presented to the Governor 01/08/2025 01:38 PM `executive-receipt`
- **2024-12-31** approved by the Governor 01/17/2025 01:36 PM `executive-signature`
- **2024-12-31** filed with Secretary of State 01/17/2025 03:26 PM
- **2024-12-31** assigned PA 224'24

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/83e8fd8d-4ba2-40b5-976c-39d350fa36bc`. Confidence: reported (aggregated from official Michigan legislature records).