---
type: "Bill"
title: "Insurance: health insurers; prohibition on rescission of coverage; provide for. Amends sec. 2213b of 1956 PA 218 (MCL 500.2213b) & adds sec. 2213e."
description: "Insurance: health insurers; prohibition on rescission of coverage; provide for. Amends sec. 2213b of 1956 PA 218 (MCL 500.2213b) & adds sec. 2213e."
jurisdiction: "us/states/mi"
legislature: "Michigan Legislature"
session: "2023-2024"
identifier: "SB 357"
citation: "Michigan SB 357 (2023-2024)"
classification: ["bill"]
subjects: ["Insurance: health insurers"]
status: "enacted"
primary_sponsors: ["Mary Cavanagh"]
version_count: 6
action_count: 29
vote_count: 2
first_action: "2023-05-24"
last_action: "2023-10-24"
source: "openstates"
source_identifier: "ocd-bill/343c4d8c-ec96-4091-93f7-48e1dd4bd1b4"
source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2023-SB-0357"
source_hash: "126b4f559371c5b5b7f747e5d558e9040cdb052dea973e181b228f92480f7022"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mi"]
---

# Michigan SB 357 (2023-2024) — Insurance: health insurers; prohibition on rescission of coverage; provide for. Amends sec. 2213b of 1956 PA 218 (MCL 500.2213b) & adds sec. 2213e.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/pdf/2023-SEBH-0357.pdf)
2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/pdf/2023-SEBS-0357.pdf)
3. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2023-PA-0162.pdf)
4. **Senate Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/Senate/pdf/2023-SIB-0357.pdf)
5. **Substitute (S-3)** (committee substitute) — [source](https://legislature.mi.gov/Home/GetObject?objectName=2023-SCVBS-0357-00C77.pdf)
6. **Substitute (S-3) - 2** (committee substitute) — [source](https://legislature.mi.gov/Home/GetObject?objectName=2023-SCVBS-0357-00D48.pdf)

## Votes

- PASSED ROLL CALL # 357 YEAS 23 NAYS 15 EXCUSED 0 NOT VOTING 0 — **23–15** (pass) · upper
- passed; given immediate effect Roll Call # 361 Yeas 56 Nays 54 Excused 0 Not Voting 0 — **56–54** (pass) · lower

## Sponsors

- Mary Cavanagh — primary (person)
- Dayna Polehanki — cosponsor (person)
- John Cherry — cosponsor (person)
- Kevin Hertel — cosponsor (person)
- Mallory McMorrow — cosponsor (person)
- Paul Wojno — cosponsor (person)
- Sam Singh — cosponsor (person)
- Stephanie Chang — cosponsor (person)
- Sue Shink — cosponsor (person)
- Veronica Klinefelt — cosponsor (person)
- Winnie Brinks — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-05-24** INTRODUCED BY SENATOR MARY CAVANAGH `introduction`
- **2023-05-24** REFERRED TO COMMITTEE ON HEALTH POLICY `referral-committee`
- **2023-06-14** REPORTED FAVORABLY WITHOUT AMENDMENT `committee-passage`
- **2023-06-14** REFERRED TO COMMITTEE OF THE WHOLE `referral-committee`
- **2023-06-14** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-3) `committee-passage`
- **2023-06-14** SUBSTITUTE (S-3) CONCURRED IN
- **2023-06-14** PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-3)
- **2023-06-14** RULES SUSPENDED
- **2023-06-14** PLACED ON IMMEDIATE PASSAGE
- **2023-06-14** PASSED ROLL CALL # 357 YEAS 23 NAYS 15 EXCUSED 0 NOT VOTING 0 `passage`
- **2023-06-14** received on 06/14/2023 `introduction`
- **2023-06-14** read a first time `reading-1`
- **2023-06-14** referred to Committee on Insurance and Financial Services `referral-committee`
- **2023-09-28** adverse roll call
- **2023-10-05** reported with recommendation without amendment `committee-passage`
- **2023-10-05** referred to second reading
- **2023-10-12** read a second time `reading-2`
- **2023-10-12** placed on third reading
- **2023-10-12** placed on immediate passage
- **2023-10-12** read a third time `reading-3`
- **2023-10-12** passed; given immediate effect Roll Call # 361 Yeas 56 Nays 54 Excused 0 Not Voting 0 `passage`
- **2023-10-12** inserted full title
- **2023-10-12** returned to Senate
- **2023-10-17** FULL TITLE AGREED TO
- **2023-10-17** ORDERED ENROLLED
- **2023-10-19** PRESENTED TO GOVERNOR 10/18/2023 02:37 PM `executive-receipt`
- **2023-10-24** APPROVED BY GOVERNOR 10/19/2023 10:12 AM `executive-signature`
- **2023-10-24** FILED WITH SECRETARY OF STATE 10/19/2023 11:52 AM
- **2023-10-24** ASSIGNED PA 0162'23

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/343c4d8c-ec96-4091-93f7-48e1dd4bd1b4`. Confidence: reported (aggregated from official Michigan legislature records).