---
type: "Bill"
title: "Insurance: insurers; denying or limiting insurance to living organ donors; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding secs. 3406z, 3901a & 4002."
description: "Insurance: insurers; denying or limiting insurance to living organ donors; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding secs. 3406z, 3901a & 4002."
jurisdiction: "us/states/mi"
legislature: "Michigan Legislature"
session: "2023-2024"
identifier: "SB 384"
citation: "Michigan SB 384 (2023-2024)"
classification: ["bill"]
subjects: ["Health: anatomical gifts", "Insurance: insurers", "Insurance: life", "Insurance: long-term care"]
status: "enacted"
primary_sponsors: ["Kevin Hertel"]
version_count: 4
action_count: 27
vote_count: 2
first_action: "2023-06-13"
last_action: "2023-11-08"
source: "openstates"
source_identifier: "ocd-bill/1823e031-efc2-4759-be87-63c9ddaa68ee"
source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2023-SB-0384"
source_hash: "33c4ea47c707d44cc31df567d5fa435084c3d582d8ef4506b6cadc006dd07908"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mi"]
---

# Michigan SB 384 (2023-2024) — Insurance: insurers; denying or limiting insurance to living organ donors; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding secs. 3406z, 3901a & 4002.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/pdf/2023-SEBH-0384.pdf)
2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/pdf/2023-SEBS-0384.pdf)
3. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2023-PA-0192.pdf)
4. **Senate Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/Senate/pdf/2023-SIB-0384.pdf)

## Votes

- passed; given immediate effect Roll Call # 375 Yeas 104 Nays 6 Excused 0 Not Voting 0 — **104–6** (pass) · lower
- PASSED ROLL CALL # 408 YEAS 35 NAYS 1 EXCUSED 2 NOT VOTING 0 — **35–1** (pass) · upper

## Sponsors

- Kevin Hertel — primary (person)
- Erika Geiss — cosponsor (person)
- Mallory McMorrow — cosponsor (person)
- Paul Wojno — cosponsor (person)
- Rosemary Bayer — cosponsor (person)
- Ruth A. Johnson — cosponsor (person)
- Sean McCann — cosponsor (person)
- Stephanie Chang — cosponsor (person)
- Sue Shink — cosponsor (person)
- Sylvia A. Santana — cosponsor (person)
- Veronica Klinefelt — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-06-13** INTRODUCED BY SENATOR KEVIN HERTEL `introduction`
- **2023-06-13** REFERRED TO COMMITTEE ON HEALTH POLICY `referral-committee`
- **2023-06-27** REPORTED FAVORABLY WITHOUT AMENDMENT `committee-passage`
- **2023-06-27** REFERRED TO COMMITTEE OF THE WHOLE `referral-committee`
- **2023-06-27** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
- **2023-06-27** PLACED ON ORDER OF THIRD READING
- **2023-06-27** RULES SUSPENDED
- **2023-06-27** PLACED ON IMMEDIATE PASSAGE
- **2023-06-27** PASSED ROLL CALL # 408 YEAS 35 NAYS 1 EXCUSED 2 NOT VOTING 0 `passage`
- **2023-06-28** received on 06/28/2023 `introduction`
- **2023-06-28** read a first time `reading-1`
- **2023-06-28** referred to Committee on Health Policy `referral-committee`
- **2023-10-05** reported with recommendation without amendment `committee-passage`
- **2023-10-05** referred to second reading
- **2023-10-17** read a second time `reading-2`
- **2023-10-17** placed on third reading
- **2023-10-18** read a third time `reading-3`
- **2023-10-18** passed; given immediate effect Roll Call # 375 Yeas 104 Nays 6 Excused 0 Not Voting 0 `passage`
- **2023-10-18** inserted full title
- **2023-10-18** returned to Senate
- **2023-10-19** GIVEN IMMEDIATE EFFECT
- **2023-10-19** FULL TITLE AGREED TO
- **2023-10-19** ORDERED ENROLLED
- **2023-10-31** PRESENTED TO GOVERNOR 10/27/2023 02:22 PM `executive-receipt`
- **2023-11-08** APPROVED BY GOVERNOR 11/07/2023 01:22 PM `executive-signature`
- **2023-11-08** FILED WITH SECRETARY OF STATE 11/07/2023 02:30 PM
- **2023-11-08** ASSIGNED PA 0192'23 WITH IMMEDIATE EFFECT

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1823e031-efc2-4759-be87-63c9ddaa68ee`. Confidence: reported (aggregated from official Michigan legislature records).