---
type: "Bill"
title: "Insurance: life; reference to \"colored\" persons; eliminate. Amends sec. 2082 of 1956 PA 218 (MCL 500.2082)."
description: "Insurance: life; reference to \"colored\" persons; eliminate. Amends sec. 2082 of 1956 PA 218 (MCL 500.2082)."
jurisdiction: "us/states/mi"
legislature: "Michigan Legislature"
session: "2025-2026"
identifier: "HB 4666"
citation: "Michigan HB 4666 (2025-2026)"
classification: ["bill"]
subjects: ["Civil rights: racial discrimination", "Insurance: life", "Insurance: unfair trade practices"]
status: "enacted"
primary_sponsors: ["Brenda Carter"]
version_count: 5
action_count: 31
vote_count: 2
first_action: "2025-06-24"
last_action: "2025-12-31"
source: "openstates"
source_identifier: "ocd-bill/36f6e47d-dd84-4615-9aab-257fba7521eb"
source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2025-HB-4666"
source_hash: "a3a66d103e9dfd37862ceec3172161f4fca157a4087552ba6d96485f94e48b17"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mi"]
---

# Michigan HB 4666 (2025-2026) — Insurance: life; reference to "colored" persons; eliminate. Amends sec. 2082 of 1956 PA 218 (MCL 500.2082).

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2025-2026/billengrossed/House/pdf/2025-HEBH-4666.pdf)
2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2025-2026/billengrossed/House/pdf/2025-HEBS-4666.pdf)
3. **House Concurred Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2025-2026/billconcurred/House/pdf/2025-HCB-4666.pdf)
4. **House Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2025-2026/billintroduced/House/pdf/2025-HIB-4666.pdf)
5. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2025-2026/publicact/pdf/2025-PA-0046.pdf)

## Votes

- passed; given immediate effect Roll Call #263 Yeas 104 Nays 1 Excused 0 Not Voting 5 — **104–1** (pass) · lower
- PASSED ROLL CALL # 349 YEAS 35 NAYS 1 EXCUSED 1 NOT VOTING 0 — **35–1** (pass) · upper

## Sponsors

- Brenda Carter — primary (person)
- John Fitzgerald — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-06-24** introduced by Representative Rep. Brenda Carter `introduction`
- **2025-06-24** read a first time `reading-1`
- **2025-06-24** referred to Committee on Insurance `referral-committee`
- **2025-06-25** bill electronically reproduced 06/24/2025
- **2025-10-22** reported with recommendation without amendment `committee-passage`
- **2025-10-22** referred to second reading
- **2025-10-23** read a second time `reading-2`
- **2025-10-23** placed on third reading
- **2025-10-23** placed on immediate passage
- **2025-10-23** read a third time `reading-3`
- **2025-10-23** passed; given immediate effect Roll Call #263 Yeas 104 Nays 1 Excused 0 Not Voting 5 `passage`
- **2025-10-23** transmitted
- **2025-10-28** PASSED BY HOUSE WITH IMMEDIATE EFFECT `passage`
- **2025-10-28** REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION `referral-committee`
- **2025-12-16** DISCHARGE COMMITTEE APPROVED
- **2025-12-16** PLACED ON ORDER OF GENERAL ORDERS
- **2025-12-16** RULES SUSPENDED FOR IMMEDIATE CONSIDERATION
- **2025-12-18** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
- **2025-12-18** PLACED ON ORDER OF THIRD READING
- **2025-12-18** RULES SUSPENDED
- **2025-12-18** PLACED ON IMMEDIATE PASSAGE
- **2025-12-18** PASSED ROLL CALL # 349 YEAS 35 NAYS 1 EXCUSED 1 NOT VOTING 0 `passage`
- **2025-12-18** INSERTED FULL TITLE
- **2025-12-18** RETURNED TO HOUSE
- **2025-12-18** returned from Senate without amendment with full title
- **2025-12-18** full title agreed to
- **2025-12-18** bill ordered enrolled
- **2025-12-23** presented to the Governor 12/22/2025 01:52 PM `executive-receipt`
- **2025-12-31** approved by the Governor 12/23/2025 10:14 AM `executive-signature`
- **2025-12-31** filed with Secretary of State 12/23/2025 11:44 AM
- **2025-12-31** assigned PA 46'25

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/36f6e47d-dd84-4615-9aab-257fba7521eb`. Confidence: reported (aggregated from official Michigan legislature records).