---
type: "Bill"
title: "Residential mortgage originators licensing requirements exemption added, and conformity with federal truth in lending requirements provided."
description: "Residential mortgage originators licensing requirements exemption added, and conformity with federal truth in lending requirements provided."
jurisdiction: "us/states/mn"
legislature: "Minnesota Legislature"
session: "2019-2020"
identifier: "HF 990"
citation: "Minnesota HF 990 (2019-2020)"
classification: ["bill"]
subjects: ["Licenses", "Mortgages and Deeds"]
status: "enacted"
primary_sponsors: ["Sundin"]
version_count: 4
action_count: 27
vote_count: 2
first_action: "2019-02-11"
last_action: "2019-08-01"
source: "openstates"
source_identifier: "ocd-bill/e5a6d1d9-8c5d-4dd1-b19f-a451981f7e34"
source_url: "https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF0990&ssn=0&y=2019"
source_hash: "3bc0ed63e5d5bae2a07def926fc4595ad1f75457dc61498af7a4dcff3a729321"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mn"]
---

# Minnesota HF 990 (2019-2020) — Residential mortgage originators licensing requirements exemption added, and conformity with federal truth in lending requirements provided.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF990&version=1&session=ls91&session_year=2019&session_number=0)
2. **1st Unofficial Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF990&version=1&session=ls91&session_year=2019&session_number=0&type=ue)
3. **2nd Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF990&version=2&session=ls91&session_year=2019&session_number=0)
4. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF990&version=0&session=ls91&session_year=2019&session_number=0)

## Votes

- Repassage, as amended by the Senate — **131–0** (pass) · lower
- Passage — **127–0** (pass) · lower

## Sponsors

- Sundin — primary (person)
- Dahms — cosponsor (person)
- Davids — cosponsor (person)
- Howard — cosponsor (person)
- O'Driscoll — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-11** Introduction and first reading, referred to Commerce `introduction, referral-committee`
- **2019-03-28** Committee report, to adopt as amended `committee-passage`
- **2019-03-28** Second reading `reading-2`
- **2019-04-04** House rule 1.21, placed on Calendar for the Day Monday, April 08, 2019
- **2019-04-08** Third reading `reading-3`
- **2019-04-08** Bill was passed `passage`
- **2019-05-19** Returned from Senate with amendment
- **2019-05-19** Motion to concur with Senate amendments
- **2019-05-19** Motion prevailed
- **2019-05-19** Third reading as amended by the Senate `reading-3`
- **2019-05-19** Bill was repassed as amended by the Senate
- **2019-05-22** Presented to Governor 05/22/19 `executive-receipt`
- **2019-05-22** Governor approval 05/22/19 `executive-signature`
- **2019-05-22** Secretary of State, Filed 05/22/19
- **2019-08-01** Effective date 08/01/19
- **2019-04-10** Received from House `introduction`
- **2019-04-10** Introduction and first reading `introduction`
- **2019-04-10** Referred to Rules and Administration for comparison with SF934, now on General Orders `referral-committee`
- **2019-04-11** Comm report: Rule 45-amend, subst. General Orders SF934
- **2019-04-11** Second reading `reading-2`
- **2019-05-18** Special Order: Amended
- **2019-05-18** Third reading Passed `passage`
- **2019-05-19** House concurred and repassed bill
- **2019-05-22** Presentment date 05/22/2019
- **2019-05-22** Governor's action Approval 05/22/2019 `executive-signature`
- **2019-05-22** Secretary of State Chapter 58 05/22/2019
- **2019-08-01** Effective date 08/01/19

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e5a6d1d9-8c5d-4dd1-b19f-a451981f7e34`. Confidence: reported (aggregated from official Minnesota legislature records).