---
type: "Bill"
title: "Checking account requirements modifications"
description: "Checking account requirements modifications"
jurisdiction: "us/states/mn"
legislature: "Minnesota Legislature"
session: "2021-2022"
identifier: "SF 1284"
citation: "Minnesota SF 1284 (2021-2022)"
classification: ["bill"]
subjects: ["Banks and Financial Institutions", "Commerce and Commerce Department"]
status: "enacted"
primary_sponsors: ["Housley"]
version_count: 2
action_count: 22
vote_count: 0
first_action: "2021-02-22"
last_action: "2021-08-01"
source: "openstates"
source_identifier: "ocd-bill/05ae194a-48c7-4f95-b946-a99484e0b03a"
source_url: "https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1284&ssn=0&y=2021"
source_hash: "65fa3063fe774421199a42bb5f900650cc1d0f5b54f3aa5da2ea0b0154c965bf"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mn"]
---

# Minnesota SF 1284 (2021-2022) — Checking account requirements modifications

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=SF1284&version=1&session=ls92&session_year=2021&session_number=0)
2. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=SF1284&version=0&session=ls92&session_year=2021&session_number=0)

## Sponsors

- Housley — primary (person)
- Bernardy — cosponsor (person)
- Davnie — cosponsor (person)
- Elkins — cosponsor (person)
- López Franzen — cosponsor (person)
- Rasmusson — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-22** Introduction and first reading `introduction`
- **2021-02-22** Referred to Commerce and Consumer Protection Finance and Policy `referral-committee`
- **2021-03-11** Comm report: To pass as amended `committee-passage`
- **2021-03-11** Second reading `reading-2`
- **2021-04-13** Author added Franzen
- **2021-04-13** Special Order
- **2021-04-13** Third reading Passed `passage`
- **2021-05-15** Returned from House
- **2021-05-21** Presentment date 05/21/2021
- **2021-05-25** Governor's action Approval 05/25/2021 `executive-signature`
- **2021-05-25** Secretary of State Chapter 21 05/25/2021
- **2021-08-01** Effective date 08/01/21
- **2021-04-14** Received from Senate `introduction`
- **2021-04-14** Senate file first reading, referred for comparison HF1067
- **2021-04-15** Bills identical, SF substituted on General Register
- **2021-04-15** Second reading `reading-2`
- **2021-05-12** House rule 1.21, placed on Calendar for the Day Friday, May 14, 2021
- **2021-05-14** Third reading `reading-3`
- **2021-05-14** Bill was passed `passage`
- **2021-05-21** Presented to Governor 05/21/2021 `executive-receipt`
- **2021-05-25** Governor approval 05/25/2021 `executive-signature`
- **2021-05-25** Secretary of State, Filed 05/25/2021

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/05ae194a-48c7-4f95-b946-a99484e0b03a`. Confidence: reported (aggregated from official Minnesota legislature records).