---
type: "Bill"
title: "Right to postpone a mortgage sale clarified."
description: "Right to postpone a mortgage sale clarified."
jurisdiction: "us/states/mn"
legislature: "Minnesota Legislature"
session: "2025-2026"
identifier: "HF 3479"
citation: "Minnesota HF 3479 (2025-2026)"
classification: ["bill"]
subjects: ["Banks and Financial Institutions", "Housing and Housing Finance Agency", "Mortgages and Deeds", "Real Estate"]
status: "enacted"
primary_sponsors: ["Freiberg"]
version_count: 3
action_count: 21
vote_count: 1
first_action: "2026-02-19"
last_action: "2026-04-21"
source: "openstates"
source_identifier: "ocd-bill/43813541-5eda-4f36-8450-65135b8316e3"
source_url: "https://www.revisor.mn.gov/bills/94/2026/0/HF/3479?list=open&body=House"
source_hash: "2f3e7c57d12206a408a4e63ca59a4de47d8bf0a20f530a750f1415bbc33112bd"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mn"]
---

# Minnesota HF 3479 (2025-2026) — Right to postpone a mortgage sale clarified.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3479/versions/1/)
2. **2nd Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3479/versions/2/)
3. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3479/versions/0/)

## Votes

- Passage — **128–5** (pass) · lower

## Sponsors

- Freiberg — primary (person)
- Pappas — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-19** Introduction and first reading, referred to Commerce Finance and Policy `introduction, referral-committee`
- **2026-02-26** Committee report, to adopt as amended and re-refer to Judiciary Finance and Civil Law `committee-passage`
- **2026-03-23** Committee report, to adopt as amended `committee-passage`
- **2026-03-23** Second reading `reading-2`
- **2026-04-09** House rule 1.21, placed on Calendar for the Day Monday, April 13, 2026
- **2026-04-13** Third reading `reading-3`
- **2026-04-13** Bill was passed `passage`
- **2026-04-16** Returned from Senate
- **2026-04-20** Presented to Governor 04/20/2026 `executive-receipt`
- **2026-04-21** Governor approval 04/21/2026 `executive-signature`
- **2026-04-21** Secretary of State, Filed 04/21/2026
- **2026-04-14** Received from House `introduction`
- **2026-04-14** Introduction and first reading `introduction`
- **2026-04-14** Referred to Rules and Administration for comparison with SF3791, now on General Orders `referral-committee`
- **2026-04-15** Comm report: Subst. for SF on General Orders SF3791
- **2026-04-15** Second reading `reading-2`
- **2026-04-16** Special Order
- **2026-04-16** Third reading Passed `passage`
- **2026-04-20** Presentment date 04/20/26
- **2026-04-21** Governor's action Approval 04/21/26 `executive-signature`
- **2026-04-21** Secretary of State Chapter 51 04/21/26

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/43813541-5eda-4f36-8450-65135b8316e3`. Confidence: reported (aggregated from official Minnesota legislature records).