---
type: "Bill"
title: "Individual borrower files and individual servicer files; clarify and revise the required contents of."
description: "Individual borrower files and individual servicer files; clarify and revise the required contents of."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2026"
identifier: "SB 2711"
citation: "Mississippi SB 2711 (2026)"
classification: ["bill"]
subjects: ["Banking and Financial Services", "Business and Financial Institutions"]
status: "enacted"
primary_sponsors: ["Johnson"]
version_count: 4
action_count: 13
vote_count: 2
first_action: "2026-01-19T06:00:00+00:00"
last_action: "2026-03-13T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/cf417035-1278-4c42-9625-b5c1f6086b7b"
source_url: "http://billstatus.ls.state.ms.us/2026/pdf/Senate_authors/Johnson.xml"
source_hash: "a19ac3e10046c16e6876c484ee00414e3455ecd519b63293b4c5251f76ca135e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi SB 2711 (2026) — Individual borrower files and individual servicer files; clarify and revise the required contents of.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2711IN.htm)
2. **As Passed the upper** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2711PS.htm)
3. **Committee Substitute** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2711CS.htm)
4. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2711SG.htm)

## Votes

- Passage — **107–9** (pass) · lower
- Passage — **52–0** (pass) · upper

## Sponsors

- Johnson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-19T06:00:00+00:00** Referred To Business and Financial Institutions `referral-committee`
- **2026-01-28T06:00:00+00:00** Title Suff Do Pass Comm Sub `committee-passage`
- **2026-02-05T06:00:00+00:00** Committee Substitute Adopted `substitution`
- **2026-02-05T06:00:00+00:00** Passed `passage`
- **2026-02-05T06:00:00+00:00** Immediate Release
- **2026-02-06T06:00:00+00:00** Transmitted To House `introduction`
- **2026-02-06T06:00:00+00:00** Referred To Banking and Financial Services `referral-committee`
- **2026-02-26T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2026-03-04T06:00:00+00:00** Passed `passage`
- **2026-03-05T06:00:00+00:00** Returned For Enrolling
- **2026-03-09T05:00:00+00:00** Enrolled Bill Signed
- **2026-03-09T05:00:00+00:00** Enrolled Bill Signed
- **2026-03-13T05:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cf417035-1278-4c42-9625-b5c1f6086b7b`. Confidence: reported (aggregated from official Mississippi legislature records).