---
type: "Bill"
title: "Generally revise consumer protection laws"
description: "Generally revise consumer protection laws"
jurisdiction: "us/states/mt"
legislature: "Montana Legislature"
session: "2025"
identifier: "HB 114"
citation: "Montana HB 114 (2025)"
classification: ["bill"]
subjects: ["Credit Transactions", "Financial Institutions", "Insurance"]
status: "enacted"
primary_sponsors: ["Steve Fitzpatrick"]
version_count: 43
action_count: 39
vote_count: 5
first_action: "2024-09-04T18:20:04+00:00"
last_action: "2025-05-05T19:11:10+00:00"
source: "openstates"
source_identifier: "ocd-bill/12089f57-dedd-4f47-8170-10098d7f0d38"
source_url: "https://bills.legmt.gov/#/laws/bill/2/LC0104?open_tab=sum"
source_hash: "991134ebf91e8be4245601c71d36a0f161beaf3bc01bbe2be204bedfa21524d1"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mt"]
---

# Montana HB 114 (2025) — Generally revise consumer protection laws

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB0114.001.001_Amendments-in-Context_final-full.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=274990)
2. **HB0114_1(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=269452)
3. **HB0114_1(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=275135)
4. **HB0114_1(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276204)
5. **HB0114_1(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276781)
6. **HB0114_1(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276782)
7. **HB0114_1(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276783)
8. **HB0114_1(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276784)
9. **HB0114_1.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=269451)
10. **HB0114_2(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276786)
11. **HB0114_2(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276836)
12. **HB0114_2(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276837)
13. **HB0114_2(12).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=278529)
14. **HB0114_2(13).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=295201)
15. **HB0114_2(14).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=306931)
16. **HB0114_2(15).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=306933)
17. **HB0114_2(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276787)
18. **HB0114_2(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276788)
19. **HB0114_2(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276814)
20. **HB0114_2(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276815)
21. **HB0114_2(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276820)
22. **HB0114_2(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276823)
23. **HB0114_2(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276832)
24. **HB0114_2(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276835)
25. **HB0114_2.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=276785)
26. **HB0114_X(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=306936)
27. **HB0114_X(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=320346)
28. **HB0114_X(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=321420)
29. **HB0114_X(12).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=321421)
30. **HB0114_X(13).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=321422)
31. **HB0114_X(14).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=324602)
32. **HB0114_X(15).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=325605)
33. **HB0114_X(16).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=327247)
34. **HB0114_X(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=306937)
35. **HB0114_X(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=307735)
36. **HB0114_X(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=307736)
37. **HB0114_X(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=307737)
38. **HB0114_X(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=307738)
39. **HB0114_X(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=307884)
40. **HB0114_X(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=310827)
41. **HB0114_X(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=316767)
42. **HB0114_X.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=306934)
43. **LC0104.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=267211)

## Votes

- Do Concur — **48–0** (pass) · upper
- Do Pass — **99–0** (pass) · lower
- be_concurred_in — **11–0** (pass) · upper
- Do Concur — **49–0** (pass) · upper
- Do Pass — **99–0** (pass) · lower

## Sponsors

- Steve Fitzpatrick — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-09-04T18:20:04+00:00** (LC) Drafter Assigned
- **2024-12-06T18:05:21+00:00** (LC) Draft in Legal Review
- **2024-12-06T20:10:31+00:00** (LC) Draft in Edit
- **2024-12-09T18:13:59+00:00** (LC) Draft in Input/Proofing
- **2024-12-09T20:54:17+00:00** (LC) Draft in Final Drafter Review
- **2024-12-09T22:32:59+00:00** (LC) Draft in Assembly
- **2024-12-10T19:16:03+00:00** (LC) Draft Ready for Delivery
- **2024-12-26T21:23:42+00:00** (LC) Draft Delivered to Requester
- **2024-12-26T21:25:00+00:00** (H) Introduced
- **2024-12-26T21:30:00+00:00** (H) Fiscal Note Requested
- **2024-12-30T20:18:59+00:00** (H) Referred to Committee - (H) Business and Labor `referral-committee`
- **2025-01-06T18:38:00+00:00** (H) First Reading `reading-1`
- **2025-01-07T15:14:01+00:00** (H) Fiscal Note Received `receipt`
- **2025-01-08T16:04:49+00:00** (H) Fiscal Note Unsigned
- **2025-01-08T19:23:12+00:00** (H) Fiscal Note Printed
- **2025-01-10T23:04:08+00:00** (H) Hearing - (H) Business and Labor
- **2025-01-28T21:16:19+00:00** (H) Committee Executive Action--Bill Passed as Amended - (H) Business and Labor `committee-passage`
- **2025-01-28T21:27:34+00:00** (H) Committee Report--Bill Passed as Amended - (H) Business and Labor `committee-passage`
- **2025-01-31T20:00:00+00:00** (H) Scheduled for 2nd Reading `reading-2`
- **2025-01-31T20:21:00+00:00** (H) 2nd Reading Passed `reading-2, reading-2`
- **2025-02-03T20:00:00+00:00** (H) Scheduled for 3rd Reading `reading-3`
- **2025-02-03T21:37:00+00:00** (H) 3rd Reading Passed `passage, reading-3`
- **2025-02-03T22:43:36+00:00** (H) Transmitted to Senate
- **2025-02-04T20:17:33+00:00** (S) First Reading `reading-1`
- **2025-02-18T15:18:42+00:00** (S) Referred to Committee - (S) Business, Labor and Economic Affairs `referral-committee`
- **2025-02-27T18:26:55+00:00** (S) Hearing - (S) Business, Labor and Economic Affairs
- **2025-03-19T14:24:15+00:00** (S) Committee Executive Action--Bill Concurred - (S) Business, Labor and Economic Affairs
- **2025-03-19T21:06:00+00:00** (S) Committee Report--Bill Concurred - (S) Business, Labor and Economic Affairs
- **2025-04-07T19:00:00+00:00** (S) Scheduled for 2nd Reading `reading-2`
- **2025-04-07T19:52:00+00:00** (S) 2nd Reading Concurred `reading-2, reading-2`
- **2025-04-08T19:00:00+00:00** (S) Scheduled for 3rd Reading `reading-3`
- **2025-04-08T20:57:00+00:00** (S) 3rd Reading Concurred `passage, reading-3`
- **2025-04-08T20:57:28+00:00** (H) Sent to Enrolling
- **2025-04-10T14:17:26+00:00** (H) Returned from Enrolling
- **2025-04-18T19:00:46+00:00** (H) Signed by Speaker `passage`
- **2025-04-22T00:00:24+00:00** (S) Signed by President `passage`
- **2025-04-22T18:10:24+00:00** (H) Transmitted to Governor `executive-receipt`
- **2025-05-01T21:00:00+00:00** (H) Signed by Governor `executive-signature`
- **2025-05-05T19:11:10+00:00** Chapter Number Assigned `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/12089f57-dedd-4f47-8170-10098d7f0d38`. Confidence: reported (aggregated from official Montana legislature records).