---
type: "Bill"
title: "Residential Mortgage Fraud Act."
description: "Residential Mortgage Fraud Act."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2007"
identifier: "HB 817"
citation: "North Carolina HB 817 (2007)"
classification: ["bill"]
subjects: ["CRIMES", "FINANCIAL SERVICES", "FRAUD", "HOUSING", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "CHAPTERED", "REP. BLUE"]
status: "enacted"
primary_sponsors: []
version_count: 7
action_count: 25
vote_count: 2
first_action: "2007-03-14"
last_action: "2007-07-04"
source: "openstates"
source_identifier: "ocd-bill/d1ec916f-5a0f-4505-928f-866ae7506a42"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2007&BillID=H817&votesToView=all"
source_hash: "a31b0d07f7c40b6927e057faded2675e5834193faba68ab8dbc9d38af09ae05b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina HB 817 (2007) — Residential Mortgage Fraud Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v3.pdf)
5. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v4.pdf)
6. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v5.pdf)
7. **SL2007-163** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H817v6.pdf)

## Votes

- Second Reading — **49–0** (pass) · upper
- M11 Concur — **108–0** (pass) · lower

## Sponsors

- Blue — cosponsor (person)
- Carney — cosponsor (person)
- Church — cosponsor (person)
- Faison — cosponsor (person)
- Hurley — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2007-07-04** Ch. SL 2007-163 `became-law`
- **2007-07-04** Signed By Gov. 7/4/2007 `executive-signature`
- **2007-06-26** Pres. To Gov. 6/26/2007 `executive-receipt`
- **2007-06-26** Ratified
- **2007-06-25** Concurred In S/Com Sub `amendment-passage`
- **2007-06-21** Placed On Cal For 6/25/2007
- **2007-06-21** Cal Pursuant Rule 36(b)
- **2007-06-21** Rec To Concur S Com Sub
- **2007-06-19** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2007-06-18** Placed On Cal For 6/19/2007
- **2007-06-18** Withdrawn From Cal
- **2007-06-14** Com Substitute Adopted
- **2007-06-14** Reptd Fav Com Substitute `committee-passage-favorable`
- **2007-04-18** Ref To Com On Commerce, Small Business and Entrepreneurship `referral-committee`
- **2007-04-18** Rec From House
- **2007-04-17** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2007-04-17** Amend Adopted 2 `amendment-passage`
- **2007-04-17** Amend Adopted 1 `amendment-passage`
- **2007-04-16** Postponed To 4/17/2007
- **2007-04-12** Placed On Cal For 4/16/2007
- **2007-04-11** Cal Pursuant Rule 36(b)
- **2007-04-11** Reptd Fav Com Substitute `committee-passage-favorable`
- **2007-03-15** Ref To Com On Judiciary II `referral-committee`
- **2007-03-15** Passed 1st Reading `reading-1`
- **2007-03-14** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d1ec916f-5a0f-4505-928f-866ae7506a42`. Confidence: reported (aggregated from official North Carolina legislature records).