---
type: "Bill"
title: "AN ACT to create and enact chapter 26.1‑57 of the North Dakota Century Code, relating to the regulation of guaranteed asset protection waivers; to provide a penalty; and to provide for application."
description: "AN ACT to create and enact chapter 26.1‑57 of the North Dakota Century Code, relating to the regulation of guaranteed asset protection waivers; to provide a penalty; and to provide for application."
jurisdiction: "us/states/nd"
legislature: "North Dakota Legislative Assembly"
session: "66"
identifier: "HB 1181"
citation: "North Dakota HB 1181 (66)"
classification: ["bill"]
subjects: ["BANKS AND BANKING - SEE ALSO FINANCIAL INSTITUTIONS", "FINANCIAL INSTITUTIONS - SEE ALSO THE SPECIFIC SUBJECT HEADINGS", "INSURANCE COMPANIES"]
status: "enacted"
primary_sponsors: ["Keiser", "Klein"]
version_count: 5
action_count: 16
vote_count: 0
first_action: "2019-01-03"
last_action: "2019-03-22"
source: "openstates"
source_identifier: "ocd-bill/c5e644ff-23ca-4123-9936-38d9b742e2fa"
source_url: "http://www.legis.nd.gov/assembly/66-2019/bill-actions/ba1181.html"
source_hash: "43881483cc7e4d26ff252d3a150eb02e0876d62628239e250d3c8418907bb351"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nd"]
---

# North Dakota HB 1181 (66) — AN ACT to create and enact chapter 26.1‑57 of the North Dakota Century Code, relating to the regulation of guaranteed asset protection waivers; to provide a penalty; and to provide for application.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **INTRODUCED** (filed) — [source](http://www.legis.nd.gov/assembly/66-2019/documents/19-0741-01000.pdf)
2. **Adopted by the House Industry, Business and Labor Committee** (committee substitute) — [source](http://www.legis.nd.gov/assembly/66-2019/documents/19-0741-01001a.pdf)
3. **Adopted by the House Industry, Business and Labor Committee (Marked Up)** (committee substitute) — [source](http://www.legis.nd.gov/assembly/66-2019/documents/19-0741-01001m.pdf)
4. **Enrollment** (committee substitute) — [source](http://www.legis.nd.gov/assembly/66-2019/documents/19-0741-03000.pdf)
5. **FIRST ENGROSSMENT** (committee substitute) — [source](http://www.legis.nd.gov/assembly/66-2019/documents/19-0741-02000.pdf)

## Sponsors

- Keiser — primary (person)
- Klein — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-03** Introduced, first reading, referred Industry, Business and Labor Committee `introduction`
- **2019-01-16** Committee Hearing 08:00
- **2019-01-18** Reported back amended, do pass, amendment placed on calendar 13 0 1 `committee-passage, committee-passage-favorable`
- **2019-01-21** Amendment adopted, placed on calendar
- **2019-01-23** Second reading, passed, yeas 89 nays 2 `reading-2, passage`
- **2019-01-24** Received from House
- **2019-02-18** Introduced, first reading, referred Industry, Business and Labor Committee `introduction`
- **2019-03-11** Committee Hearing 08:00
- **2019-03-11** Reported back, do pass, place on calendar 6 0 0 `committee-passage, committee-passage-favorable`
- **2019-03-12** Second reading, passed, yeas 44 nays 1 `reading-2, passage`
- **2019-03-13** Returned to House
- **2019-03-14** Signed by President
- **2019-03-15** Signed by Speaker
- **2019-03-15** Sent to Governor `executive-receipt`
- **2019-03-21** Signed by Governor 03/20 `executive-signature`
- **2019-03-22** Filed with Secretary Of State 03/21 `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c5e644ff-23ca-4123-9936-38d9b742e2fa`. Confidence: reported (aggregated from official North Dakota legislature records).