---
type: "Bill"
title: "allowing a reimbursement anticipation note to be used as collateral in certain circumstances."
description: "allowing a reimbursement anticipation note to be used as collateral in certain circumstances."
jurisdiction: "us/states/nh"
legislature: "New Hampshire General Court"
session: "2026"
identifier: "HB 1495"
citation: "New Hampshire HB 1495 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Rick M Ladd"]
version_count: 3
action_count: 14
vote_count: 1
first_action: "2025-12-10"
last_action: "2026-06-22"
source: "openstates"
source_identifier: "ocd-bill/e0f111ac-a32d-4814-bd4a-6bd96a0c4911"
source_url: "https://gc.nh.gov/bill_Status/billinfo.aspx?id=1613&inflect=2"
source_hash: "5d7a491732e6290add3d8fd47a9f80155c4cbc00743756ea722f09297acde142"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nh"]
---

# New Hampshire HB 1495 (2026) — allowing a reimbursement anticipation note to be used as collateral in certain circumstances.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://gc.nh.gov/bill_Status/pdf.aspx?id=23839&q=billVersion)
2. **CHAPTERED FINAL VERSION** (committee substitute) — [source](https://gc.nh.gov/bill_Status/pdf.aspx?id=33878&q=billVersion)
3. **Version adopted by both bodies** (committee substitute) — [source](https://gc.nh.gov/bill_Status/pdf.aspx?id=31498&q=billVersion)

## Votes

- OTP — **185–162** (pass) · lower

## Sponsors

- Rick M Ladd — primary (person)
- Daniel E. Innis — cosponsor (person)
- Daniel Popovici-Muller — cosponsor (person)
- Hope E Damon — cosponsor (person)
- Raymond C. Peeples — cosponsor (person)
- Victoria Sullivan — cosponsor (person)
- Walter Spilsbury — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-12-10** Introduced 01/07/2026 and referred to Education Funding HJ 1 P. 22 `introduction, referral-committee`
- **2026-01-13** ==ROOM CHANGE== Public Hearing: 01/27/2026 10:00 am GP 234
- **2026-02-11** Executive Session: 02/17/2026 10:00 am GP 232
- **2026-02-20** Majority Committee Report: Ought to Pass 02/17/2026 (Vote 10-8; RC) HC 9 P. 34 `committee-passage-favorable`
- **2026-02-20** Minority Committee Report: Inexpedient to Legislate
- **2026-03-05** Ought to Pass: MA RC 185-162 03/05/2026 HJ 6 P. 53 `committee-passage-favorable, passage`
- **2026-03-06** Introduced 03/05/2026 and Referred to Education Finance; SJ 6 `introduction, referral-committee`
- **2026-03-12** ==CANCELLED== Hearing: 03/18/2026, Room 100, SH, 01:00 pm; SC 10
- **2026-03-26** Hearing: 04/01/2026, Room 100, SH, 01:10 pm; SC 12
- **2026-04-14** Committee Report: Ought to Pass, 04/23/2026; Vote 4-0; CC; SC 15 `committee-passage-favorable`
- **2026-04-17** Ought to Pass: MA, VV; OT3rdg; 04/23/2026; SJ 10 `committee-passage-favorable, passage`
- **2026-05-28** Enrolled (in recess of) 05/21/2026 HJ 14
- **2026-06-08** Enrolled Adopted, VV, (In recess 05/21/2026); SJ 14 `enrolled`
- **2026-06-22** Signed by Governor Ayotte 06/12/2026; Chapter 133; eff. 06/12/2026 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e0f111ac-a32d-4814-bd4a-6bd96a0c4911`. Confidence: reported (aggregated from official New Hampshire legislature records).