---
type: "Bill"
title: "\"Out-of-network Consumer Protection, Transparency, Cost Containment and Accountability Act.\""
description: "\"Out-of-network Consumer Protection, Transparency, Cost Containment and Accountability Act.\""
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "218"
identifier: "A 2039"
citation: "New Jersey A 2039 (218)"
classification: ["bill"]
subjects: ["CONSUMER PRO", "HEALTH INSUR", "REGULATORY"]
status: "enacted"
primary_sponsors: ["Coughlin, Craig J.", "Lampitt, Pamela R.", "Schaer, Gary S.", "Vitale, Joseph F."]
version_count: 2
action_count: 11
vote_count: 5
first_action: "2018-01-09T05:00:00+00:00"
last_action: "2018-06-01T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/11d8e40d-6aa7-4b09-a499-94c53e88e6a4"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "c1377d4eaece366e6108f3da21702be9dccd84bd5e9aa292cd3b367c34eb05ed"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey A 2039 (218) — "Out-of-network Consumer Protection, Transparency, Cost Containment and Accountability Act."

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/A2500/2039_I1.HTM)
2. **Reprint** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/A2500/2039_R1.HTM)

## Votes

- Reported favorably out of committee — **9–3** (pass) · lower
- TABLE MOTION — **21–14** (pass) · upper
- Reported out of Assembly committee with amendments — **7–2** (pass) · lower
- 3RDG FINAL PASSAGE — **48–21** (pass) · lower
- 3RDG FINAL PASSAGE — **21–13** (pass) · upper

## Sponsors

- Coughlin, Craig J. — primary (person)
- Lampitt, Pamela R. — primary (person)
- Schaer, Gary S. — primary (person)
- Vitale, Joseph F. — primary (person)
- Barclay, Arthur — cosponsor (person)
- Caputo, Ralph R. — cosponsor (person)
- Caride, Marlene — cosponsor (person)
- Danielsen, Joe — cosponsor (person)
- Downey, Joann — cosponsor (person)
- Eustace, Tim — cosponsor (person)
- Giblin, Thomas P. — cosponsor (person)
- Green, Jerry — cosponsor (person)
- Houghtaling, Eric — cosponsor (person)
- Jasey, Mila M. — cosponsor (person)
- Johnson, Gordon M. — cosponsor (person)
- Jones, Patricia Egan — cosponsor (person)
- Lagana, Joseph A. — cosponsor (person)
- Lopez, Yvonne — cosponsor (person)
- McKeon, John F. — cosponsor (person)
- McKnight, Angela V. — cosponsor (person)
- Mosquera, Gabriela M. — cosponsor (person)
- Murphy, Carol A. — cosponsor (person)
- Quijano, Annette — cosponsor (person)
- Ruiz, M. Teresa — cosponsor (person)
- Tucker, Cleopatra G. — cosponsor (person)
- Vainieri Huttle, Valerie — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-09T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `introduction, referral-committee`
- **2018-03-05T05:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2018-04-05T04:00:00+00:00** Recommitted to Assembly Appropriations Committee `referral-committee`
- **2018-04-05T04:00:00+00:00** Reported out of Assembly Committee with Amendments, 2nd Reading `committee-passage`
- **2018-04-12T04:00:00+00:00** Passed Assembly (48-21-3) `passage`
- **2018-04-12T04:00:00+00:00** Received in the Senate without Reference, 2nd Reading
- **2018-04-12T04:00:00+00:00** Substituted for S485 (1R)
- **2018-04-12T04:00:00+00:00** Motion To SS (Cardinale)
- **2018-04-12T04:00:00+00:00** Motion To Table (21-14) (Ruiz)
- **2018-04-12T04:00:00+00:00** Passed Senate (Passed Both Houses) (21-13) `passage`
- **2018-06-01T04:00:00+00:00** Approved P.L.2018, c.32. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/11d8e40d-6aa7-4b09-a499-94c53e88e6a4`. Confidence: reported (aggregated from official New Jersey legislature records).