---
type: "Bill"
title: "\"The Small Business Health Insurance Affordability Act\"; revises certain requirements for individual and small employer health benefits plans."
description: "\"The Small Business Health Insurance Affordability Act\"; revises certain requirements for individual and small employer health benefits plans."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "220"
identifier: "S 3480"
citation: "New Jersey S 3480 (220)"
classification: ["bill"]
subjects: ["HEALTH INSUR"]
status: "enacted"
primary_sponsors: ["McKeon, John F.", "Murphy, Carol A.", "Park, Ellen J.", "Pou, Nellie", "Vitale, Joseph F."]
version_count: 5
action_count: 18
vote_count: 0
first_action: "2023-01-12T05:00:00+00:00"
last_action: "2023-12-21T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/8020b522-6ae9-4073-a3e5-429662c96f31"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "9192c1560ad658302c2fd7d82370f7a2e306042bb43760e5368c562cd4fc711f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey S 3480 (220) — "The Small Business Health Insurance Affordability Act"; revises certain requirements for individual and small employer health benefits plans.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S3500/3480_I1.HTM)
2. **Reprint Assembly 5/25/23 3R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S3500/3480_R3.HTM)
3. **Reprint Conditional Veto 4R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S3500/3480_R4.HTM)
4. **Reprint Senate 2/27/23 1R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S3500/3480_R1.HTM)
5. **Reprint Senate 3/16/23 2R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S3500/3480_R2.HTM)

## Sponsors

- McKeon, John F. — primary (person)
- Murphy, Carol A. — primary (person)
- Park, Ellen J. — primary (person)
- Pou, Nellie — primary (person)
- Vitale, Joseph F. — primary (person)
- McKnight, Angela V. — cosponsor (person)
- Quijano, Annette — cosponsor (person)
- Speight, Shanique — cosponsor (person)
- Swain, Lisa — cosponsor (person)
- Tully, Chris — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-12T05:00:00+00:00** Introduced in the Senate, Referred to Senate Commerce Committee `introduction, referral-committee`
- **2023-01-26T05:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
- **2023-02-27T05:00:00+00:00** Senate Amendment (Voice) (Ruiz) `amendment-passage`
- **2023-03-16T04:00:00+00:00** Recommitted to Senate Budget and Appropriations Committee `referral-committee`
- **2023-03-16T04:00:00+00:00** Reported out of Senate Committee with Amendments, 2nd Reading `committee-passage`
- **2023-03-20T04:00:00+00:00** Passed Senate (34-0) `passage`
- **2023-03-20T04:00:00+00:00** Received in the Assembly without Reference, 2nd Reading
- **2023-05-25T04:00:00+00:00** Assembly Floor Amendment Passed (Wimberly) `amendment-passage`
- **2023-06-30T04:00:00+00:00** Substituted for A5137 (3R)
- **2023-06-30T04:00:00+00:00** Passed Assembly (77-0-0) `passage`
- **2023-06-30T04:00:00+00:00** Received in the Senate, 2nd Reading on Concurrence
- **2023-06-30T04:00:00+00:00** Passed Senate (Passed Both Houses) (35-0) `passage`
- **2023-11-27T05:00:00+00:00** Conditional Veto, Received in the Senate `executive-veto`
- **2023-12-11T05:00:00+00:00** 2nd Reading on Concur with Governor's Recommendations (33-0)
- **2023-12-21T05:00:00+00:00** Passed Senate (34-0) `passage`
- **2023-12-21T05:00:00+00:00** Received in the Assembly, 2nd Reading - Concur. w/Gov's Recommendations
- **2023-12-21T05:00:00+00:00** Passed Assembly (Passed Both Houses) (67-0-0) `passage`
- **2023-12-21T05:00:00+00:00** Approved P.L.2023, c.194. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8020b522-6ae9-4073-a3e5-429662c96f31`. Confidence: reported (aggregated from official New Jersey legislature records).