---
type: "Bill"
title: "Criminalizes failure to return erroneous person-to-person electronic payments following proper notification."
description: "Criminalizes failure to return erroneous person-to-person electronic payments following proper notification."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "221"
identifier: "A 2946"
citation: "New Jersey A 2946 (221)"
classification: ["bill"]
subjects: ["COMMUNICATIO", "CRIM PROCED", "CRIMES"]
status: "enacted"
primary_sponsors: ["Bagolie, Rosaura", "Karabinchak, Robert J.", "McKeon, John F."]
version_count: 3
action_count: 8
vote_count: 4
first_action: "2024-01-09T05:00:00+00:00"
last_action: "2026-01-12T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/b756001d-4ff9-493a-8591-a7e9f30e6de8"
source_url: "https://pub.njleg.state.nj.us/leg-databases/"
source_hash: "fc262083810071591b51f550b5c17df016629f757d0dcbd0791e31ba85594726"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey A 2946 (221) — Criminalizes failure to return erroneous person-to-person electronic payments following proper notification.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/A3000/2946_I1.HTM)
2. **Reprint AFI 2/22/24 1R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/A3000/2946_R1.HTM)
3. **Reprint AJU 10/21/24 2R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/A3000/2946_R2.HTM)

## Votes

- Reported out of Assembly committee with amendments — **8–0** (pass) · lower
- Reported out of Assembly committee with amendments — **5–0** (pass) · lower
- 3RDG FINAL PASSAGE — **38–0** (pass) · upper
- 3RDG FINAL PASSAGE — **63–5** (pass) · lower

## Sponsors

- Bagolie, Rosaura — primary (person)
- Karabinchak, Robert J. — primary (person)
- McKeon, John F. — primary (person)
- Bramnick, Jon M. — cosponsor (person)
- Hutchison, Dan — cosponsor (person)
- Lampitt, Pamela R. — cosponsor (person)
- Venezia, Michael — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-09T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `introduction, referral-committee`
- **2024-02-22T05:00:00+00:00** Reported out of Assembly Committee with Amendments and Referred to Assembly Judiciary Committee `referral-committee`
- **2024-10-21T04:00:00+00:00** Reported out of Assembly Committee with Amendments, 2nd Reading `committee-passage`
- **2024-10-28T04:00:00+00:00** Passed Assembly (63-5-9) `passage`
- **2024-12-05T05:00:00+00:00** Received in the Senate without Reference, 2nd Reading
- **2025-12-18T05:00:00+00:00** Substituted for S1125 (2R)
- **2025-12-18T05:00:00+00:00** Passed Senate (Passed Both Houses) (38-0) `passage`
- **2026-01-12T05:00:00+00:00** Approved P.L.2025, c.237. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b756001d-4ff9-493a-8591-a7e9f30e6de8`. Confidence: reported (aggregated from official New Jersey legislature records).