---
type: "Bill"
title: "Requires third-party discounts and payments for individuals covered by health benefits plans to apply to copayments, coinsurance, deductibles, or other out-of-pocket costs for covered benefits."
description: "Requires third-party discounts and payments for individuals covered by health benefits plans to apply to copayments, coinsurance, deductibles, or other out-of-pocket costs for covered benefits."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "221"
identifier: "A 5217"
citation: "New Jersey A 5217 (221)"
classification: ["bill"]
subjects: ["HEALTH INSUR"]
status: "enacted"
primary_sponsors: ["Bramnick, Jon M.", "Freiman, Roy", "Greenwald, Louis D.", "Scutari, Nicholas P.", "Stanley, Sterley S."]
version_count: 3
action_count: 12
vote_count: 6
first_action: "2025-01-23T05:00:00+00:00"
last_action: "2026-01-09T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/0e550889-6458-4a36-ab7a-7a55b786eaba"
source_url: "https://pub.njleg.state.nj.us/leg-databases/"
source_hash: "546aa950a0f2bd41309204f5243cb180145fe90f57d61ad3f4b41804c5cc9958"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey A 5217 (221) — Requires third-party discounts and payments for individuals covered by health benefits plans to apply to copayments, coinsurance, deductibles, or other out-of-pocket costs for covered benefits.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/A5500/5217_I1.HTM)
2. **Reprint SBA 6/9/25 1R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/A5500/5217_R1.HTM)
3. **Reprint Senate 6/30/25 2R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/A5500/5217_R2.HTM)

## Votes

- Reported favorably out of committee — **11–0** (pass) · lower
- CONCUR IN SA — **74–0** (pass) · lower
- 3RDG FINAL PASSAGE — **38–0** (pass) · upper
- Reported out of Senate committee with amendments — **12–0** (pass) · upper
- 3RDG FINAL PASSAGE — **78–0** (pass) · lower
- Reported favorably out of committee — **12–0** (pass) · lower

## Sponsors

- Bramnick, Jon M. — primary (person)
- Freiman, Roy — primary (person)
- Greenwald, Louis D. — primary (person)
- Scutari, Nicholas P. — primary (person)
- Stanley, Sterley S. — primary (person)
- Amato, Carmen F. — cosponsor (person)
- Azzariti Jr., John V. — cosponsor (person)
- Bucco, Anthony M. — cosponsor (person)
- Donlon, Margie — cosponsor (person)
- Henry, Owen — cosponsor (person)
- Pennacchio, Joseph — cosponsor (person)
- Peterpaul, Luanne M. — cosponsor (person)
- Ruiz, M. Teresa — cosponsor (person)
- Sampson, William B. — cosponsor (person)
- Schepisi, Holly T. — cosponsor (person)
- Swain, Lisa — cosponsor (person)
- Tully, Chris — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-23T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `introduction, referral-committee`
- **2025-01-27T05:00:00+00:00** Reported and Referred to Assembly Appropriations Committee `referral-committee`
- **2025-03-20T04:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2025-03-24T04:00:00+00:00** Passed Assembly (78-0-0) `passage`
- **2025-05-12T04:00:00+00:00** Received in the Senate, Referred to Senate Budget and Appropriations Committee `referral-committee`
- **2025-06-09T04:00:00+00:00** Reported out of Senate Committee with Amendments, 2nd Reading `committee-passage`
- **2025-06-30T04:00:00+00:00** Senate Amendment (Voice) (Ruiz) `amendment-passage`
- **2025-12-18T05:00:00+00:00** Substituted for S3818 (2R)
- **2025-12-18T05:00:00+00:00** Passed Senate (38-0) `passage`
- **2025-12-18T05:00:00+00:00** Received in the Assembly, 2nd Reading on Concurrence
- **2025-12-22T05:00:00+00:00** Passed Assembly (Passed Both Houses) (74-0-0) `passage`
- **2026-01-09T05:00:00+00:00** Approved P.L.2025, c.199. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0e550889-6458-4a36-ab7a-7a55b786eaba`. Confidence: reported (aggregated from official New Jersey legislature records).