---
type: "Bill"
title: "Limits general application of certain consumer contracts."
description: "Limits general application of certain consumer contracts."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "221"
identifier: "S 3928"
citation: "New Jersey S 3928 (221)"
classification: ["bill"]
subjects: ["CONSUMER AFF"]
status: "enacted"
primary_sponsors: ["Greenwald, Louis D.", "Ruiz, M. Teresa", "Sampson, William B.", "Scutari, Nicholas P."]
version_count: 1
action_count: 8
vote_count: 4
first_action: "2024-12-09T05:00:00+00:00"
last_action: "2025-07-08T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/28b6e390-666f-4d22-b743-de41d67c9577"
source_url: "https://pub.njleg.state.nj.us/leg-databases/"
source_hash: "45955247f9f550b1962f16d654a4f1381b5b8af1c918a8655a904c20793f9a97"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey S 3928 (221) — Limits general application of certain consumer contracts.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2024/S4000/3928_I1.HTM)

## Votes

- 3RDG FINAL PASSAGE — **38–0** (pass) · upper
- Reported favorably out of committee — **5–0** (pass) · upper
- Reported favorably out of committee — **4–1** (pass) · lower
- 3RDG FINAL PASSAGE — **60–13** (pass) · lower

## Sponsors

- Greenwald, Louis D. — primary (person)
- Ruiz, M. Teresa — primary (person)
- Sampson, William B. — primary (person)
- Scutari, Nicholas P. — primary (person)
- Bramnick, Jon M. — cosponsor (person)
- Hall, Garnet R. — cosponsor (person)
- McGuckin, Gregory P. — cosponsor (person)
- Quijano, Annette — cosponsor (person)
- Reynolds-Jackson, Verlina — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-12-09T05:00:00+00:00** Introduced in the Senate, Referred to Senate Commerce Committee `introduction, referral-committee`
- **2025-02-10T05:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
- **2025-02-25T05:00:00+00:00** Passed Senate (38-0) `passage`
- **2025-02-25T05:00:00+00:00** Received in the Assembly, Referred to Assembly Consumer Affairs Committee `referral-committee`
- **2025-05-15T04:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2025-05-22T04:00:00+00:00** Substituted for A5322
- **2025-05-22T04:00:00+00:00** Passed Assembly (Passed Both Houses) (60-13-4) `passage`
- **2025-07-08T04:00:00+00:00** Approved P.L.2025, c.93. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/28b6e390-666f-4d22-b743-de41d67c9577`. Confidence: reported (aggregated from official New Jersey legislature records).