---
type: "Bill"
title: "Relates to directing the department of financial services to study, evaluate and make recommendations concerning online lending institutions"
description: "Relates to directing the department of financial services to study, evaluate and make recommendations concerning online lending institutions."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2017-2018"
identifier: "A 8938"
citation: "New York A 8938 (2017-2018)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["ZEBROWSKI O"]
version_count: 2
action_count: 12
vote_count: 2
first_action: "2018-01-08"
last_action: "2018-06-01"
source: "openstates"
source_identifier: "ocd-bill/4c1a1d38-e5aa-476f-81f3-fb3633684137"
source_url: "http://www.nysenate.gov/legislation/bills/2017/A8938"
source_hash: "5fabf8481e2ca5702082cb950a63d0718c2a15b80345355fca2d41bca737f777"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 8938 (2017-2018) — Relates to directing the department of financial services to study, evaluate and make recommendations concerning online lending institutions

Relates to directing the department of financial services to study, evaluate and make recommendations concerning online lending institutions.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A8938 HTML** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A8938&term=2017&Text=Y)
2. **A8938 PDF** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2017/A8938)

## Votes

- Floor Vote — **59–0** (pass) · upper
- Assembly Vote — **124–6** (pass) · lower

## Sponsors

- ZEBROWSKI O — primary (person)
- SEAWRIGHT — cosponsor (person)
- TAYLOR — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-08** REFERRED TO BANKS `referral-committee`
- **2018-02-06** REPORTED
- **2018-02-08** ADVANCED TO THIRD READING CAL.651
- **2018-02-12** PASSED ASSEMBLY `passage`
- **2018-02-12** DELIVERED TO SENATE
- **2018-02-12** REFERRED TO RULES `referral-committee`
- **2018-02-13** SUBSTITUTED FOR S7294
- **2018-02-13** 3RD READING CAL.22
- **2018-02-13** PASSED SENATE `passage`
- **2018-02-13** RETURNED TO ASSEMBLY
- **2018-05-22** DELIVERED TO GOVERNOR `executive-receipt`
- **2018-06-01** SIGNED CHAP.61 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4c1a1d38-e5aa-476f-81f3-fb3633684137`. Confidence: reported (aggregated from official New York legislature records).