---
type: "Bill"
title: "Increases number of withdrawal transactions from basic banking accounts for account holders sixty-five years of age or older from eight to twelve"
description: "Increases the number of authorized withdrawal transactions at no charge from basic banking accounts for account holders sixty-five years of age or older from eight to twelve."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2019-2020"
identifier: "A 1940"
citation: "New York A 1940 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["ZEBROWSKI"]
version_count: 1
action_count: 12
vote_count: 2
first_action: "2019-01-18"
last_action: "2019-09-13"
source: "openstates"
source_identifier: "ocd-bill/b18ca9c9-3e6c-469f-836a-edabc0c4451b"
source_url: "http://www.nysenate.gov/legislation/bills/2019/A1940"
source_hash: "7713ec89d8d653f10ec75898d6dab7cb9c48e458063afed24c5248f76f4045a9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 1940 (2019-2020) — Increases number of withdrawal transactions from basic banking accounts for account holders sixty-five years of age or older from eight to twelve

Increases the number of authorized withdrawal transactions at no charge from basic banking accounts for account holders sixty-five years of age or older from eight to twelve.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A1940** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A1940&term=2019&Text=Y)

## Votes

- Floor Vote — **60–1** (pass) · upper
- Assembly Vote — **135–6** (pass) · lower

## Sponsors

- ZEBROWSKI — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-18** REFERRED TO BANKS `referral-committee`
- **2019-05-07** REPORTED
- **2019-05-09** ADVANCED TO THIRD READING CAL.283
- **2019-05-13** PASSED ASSEMBLY `passage`
- **2019-05-13** DELIVERED TO SENATE
- **2019-05-13** REFERRED TO BANKS `referral-committee`
- **2019-05-21** SUBSTITUTED FOR S2245
- **2019-05-21** 3RD READING CAL.414
- **2019-05-21** PASSED SENATE `passage`
- **2019-05-21** RETURNED TO ASSEMBLY
- **2019-09-13** DELIVERED TO GOVERNOR `executive-receipt`
- **2019-09-13** SIGNED CHAP.260 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b18ca9c9-3e6c-469f-836a-edabc0c4451b`. Confidence: reported (aggregated from official New York legislature records).