---
type: "Bill"
title: "Relates to the obligations of banks and financial institutions during the sale of a mortgage subject to an application for modification"
description: "Requires a bank or financial institution selling or transferring a mortgage during a modification process to provide the borrower with a written list of all documents relating to such application for modification that were provided to the bank or financial institution to which such mortgage was sold or transferred; and relates to the obligations of subsequent mortgage servicer shall assume all duties and obligations related to any previously approved first lien loan modification or other foreclosure prevention alternative."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2019-2020"
identifier: "A 92"
citation: "New York A 92 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["PERRY"]
version_count: 2
action_count: 15
vote_count: 2
first_action: "2019-01-09"
last_action: "2019-08-14"
source: "openstates"
source_identifier: "ocd-bill/29b10070-abab-478f-a2a3-b0899b010eb8"
source_url: "http://www.nysenate.gov/legislation/bills/2019/A92"
source_hash: "793242f0144b43e9ec43dcdaf2b3551963bcd65abd5a907b1f2bc0ca2c642aff"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 92 (2019-2020) — Relates to the obligations of banks and financial institutions during the sale of a mortgage subject to an application for modification

Requires a bank or financial institution selling or transferring a mortgage during a modification process to provide the borrower with a written list of all documents relating to such application for modification that were provided to the bank or financial institution to which such mortgage was sold or transferred; and relates to the obligations of subsequent mortgage servicer shall assume all duties and obligations related to any previously approved first lien loan modification or other foreclosure prevention alternative.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A92** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A92&term=2019&Text=Y)
2. **A92A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2019/A92A)

## Votes

- Assembly Vote — **142–0** (pass) · lower
- Floor Vote - Version: A — **62–0** (pass) · upper

## Sponsors

- PERRY — primary (person)
- GALEF — cosponsor (person)
- MONTESANO — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-09** REFERRED TO BANKS `referral-committee`
- **2019-04-16** AMEND (T) AND RECOMMIT TO BANKS `referral-committee, amendment-passage`
- **2019-04-16** PRINT NUMBER 92A `amendment-passage`
- **2019-05-07** REPORTED REFERRED TO CODES `referral-committee`
- **2019-05-21** REPORTED
- **2019-05-23** ADVANCED TO THIRD READING CAL.365
- **2019-05-29** PASSED ASSEMBLY `passage`
- **2019-05-29** DELIVERED TO SENATE
- **2019-05-29** REFERRED TO BANKS `referral-committee`
- **2019-06-20** SUBSTITUTED FOR S5017A
- **2019-06-20** 3RD READING CAL.1819
- **2019-06-20** PASSED SENATE `passage`
- **2019-06-20** RETURNED TO ASSEMBLY
- **2019-08-13** DELIVERED TO GOVERNOR `executive-receipt`
- **2019-08-14** SIGNED CHAP.166 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/29b10070-abab-478f-a2a3-b0899b010eb8`. Confidence: reported (aggregated from official New York legislature records).