---
type: "Bill"
title: "Requires the assessment of a banking institution's record of performance to be in writing"
description: "Requires the assessment of a banking institution's record of performance to be in writing detailing the record of performance in helping to meet the credit needs of local communities."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2019-2020"
identifier: "S 3227"
citation: "New York S 3227 (2019-2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["SANDERS"]
version_count: 2
action_count: 14
vote_count: 3
first_action: "2019-02-04"
last_action: "2019-12-06"
source: "openstates"
source_identifier: "ocd-bill/a3e91e35-1926-4c97-9be0-ace686c57c22"
source_url: "http://www.nysenate.gov/legislation/bills/2019/S3227"
source_hash: "5ffff93e5101f01c1c040d57ebfe5b4d91d14c7979c43078233aca153822f735"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 3227 (2019-2020) — Requires the assessment of a banking institution's record of performance to be in writing

Requires the assessment of a banking institution's record of performance to be in writing detailing the record of performance in helping to meet the credit needs of local communities.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S3227** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S3227&term=2019&Text=Y)
2. **S3227A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2019/S3227A)

## Votes

- Banks Vote — **7–4** (pass) · upper
- Assembly Vote — **109–40** (pass) · lower
- Floor Vote - Version: A — **43–19** (pass) · upper

## Sponsors

- SANDERS — primary (person)
- LIU — cosponsor (person)
- PARKER — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-04** REFERRED TO BANKS `referral-committee`
- **2019-05-08** 1ST REPORT CAL.649
- **2019-05-13** 2ND REPORT CAL.
- **2019-05-14** ADVANCED TO THIRD READING
- **2019-06-04** AMENDED ON THIRD READING 3227A `amendment-passage`
- **2019-06-13** PASSED SENATE `passage`
- **2019-06-13** DELIVERED TO ASSEMBLY
- **2019-06-13** REFERRED TO WAYS AND MEANS `referral-committee`
- **2019-06-19** SUBSTITUTED FOR A1772A
- **2019-06-19** ORDERED TO THIRD READING RULES CAL.96
- **2019-06-19** PASSED ASSEMBLY `passage`
- **2019-06-19** RETURNED TO SENATE
- **2019-11-26** DELIVERED TO GOVERNOR `executive-receipt`
- **2019-12-06** SIGNED CHAP.590 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a3e91e35-1926-4c97-9be0-ace686c57c22`. Confidence: reported (aggregated from official New York legislature records).