---
type: "Bill"
title: "Provides for a study regarding insurance or other risk mitigation tools and third-party payroll service providers"
description: "Requires the department of financial services, in consultation with the department of taxation and finance, to conduct a study regarding insurance or other risk mitigation tools and third-party payroll service providers; provides that the superintendent of financial services shall submit a report to the governor, the temporary president of the senate and the speaker of the assembly of the department's findings, conclusions, and recommendations."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "A 7786"
citation: "New York A 7786 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["CAHILL"]
version_count: 1
action_count: 16
vote_count: 2
first_action: "2021-05-21"
last_action: "2022-05-06"
source: "openstates"
source_identifier: "ocd-bill/29d258e5-1d42-430b-b7c1-2495bc33dfc4"
source_url: "http://www.nysenate.gov/legislation/bills/2021/A7786"
source_hash: "f069f3500e7840084ba0aa783acb1ddc959ca5dbb5d96c9a68cff0de22c23eed"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 7786 (2021-2022) — Provides for a study regarding insurance or other risk mitigation tools and third-party payroll service providers

Requires the department of financial services, in consultation with the department of taxation and finance, to conduct a study regarding insurance or other risk mitigation tools and third-party payroll service providers; provides that the superintendent of financial services shall submit a report to the governor, the temporary president of the senate and the speaker of the assembly of the department's findings, conclusions, and recommendations.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A7786** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A7786&term=2021&Text=Y)

## Votes

- Assembly Vote — **133–0** (pass) · lower
- Floor Vote — **62–1** (pass) · upper

## Sponsors

- CAHILL — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-05-21** REFERRED TO BANKS `referral-committee`
- **2021-05-24** REPORTED REFERRED TO WAYS AND MEANS `referral-committee`
- **2021-06-10** REPORTED REFERRED TO RULES `referral-committee`
- **2021-06-10** REPORTED
- **2021-06-10** RULES REPORT CAL.794
- **2021-06-10** SUBSTITUTED BY S3577
- **2022-01-05** ORDERED TO THIRD READING CAL.277
- **2022-02-17** PASSED ASSEMBLY `passage`
- **2022-02-17** DELIVERED TO SENATE
- **2022-02-17** REFERRED TO INSURANCE `referral-committee`
- **2022-03-01** SUBSTITUTED FOR S3577
- **2022-03-01** 3RD READING CAL.489
- **2022-03-01** PASSED SENATE `passage`
- **2022-03-01** RETURNED TO ASSEMBLY
- **2022-04-27** DELIVERED TO GOVERNOR `executive-receipt`
- **2022-05-06** SIGNED CHAP.186 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/29d258e5-1d42-430b-b7c1-2495bc33dfc4`. Confidence: reported (aggregated from official New York legislature records).