---
type: "Bill"
title: "Relates to directing the department of financial services to conduct a study on underbanked communities and households in New York state and to make recommendations to improve access to financial services"
description: "Directs the department of financial services to conduct a study on underbanked communities and households in New York state and to make recommendations to improve access to financial services."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "A 8293"
citation: "New York A 8293 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["FAHY"]
version_count: 1
action_count: 13
vote_count: 2
first_action: "2021-10-06"
last_action: "2022-05-05"
source: "openstates"
source_identifier: "ocd-bill/c05f8800-eab6-41ca-9bd1-c594f01a341b"
source_url: "http://www.nysenate.gov/legislation/bills/2021/A8293"
source_hash: "c8f031468c4cb340c2da04d80fea584bfce59d4f4ca938b5bdacf81b03476633"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 8293 (2021-2022) — Relates to directing the department of financial services to conduct a study on underbanked communities and households in New York state and to make recommendations to improve access to financial services

Directs the department of financial services to conduct a study on underbanked communities and households in New York state and to make recommendations to improve access to financial services.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A8293** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A8293&term=2021&Text=Y)

## Votes

- Assembly Vote — **138–0** (pass) · lower
- Floor Vote — **63–0** (pass) · upper

## Sponsors

- FAHY — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-10-06** REFERRED TO BANKS `referral-committee`
- **2022-01-05** REFERRED TO BANKS `referral-committee`
- **2022-02-15** REPORTED
- **2022-02-17** ADVANCED TO THIRD READING CAL.438
- **2022-02-28** PASSED ASSEMBLY `passage`
- **2022-02-28** DELIVERED TO SENATE
- **2022-02-28** REFERRED TO BANKS `referral-committee`
- **2022-03-03** SUBSTITUTED FOR S1684
- **2022-03-03** 3RD READING CAL.496
- **2022-03-03** PASSED SENATE `passage`
- **2022-03-03** RETURNED TO ASSEMBLY
- **2022-04-27** DELIVERED TO GOVERNOR `executive-receipt`
- **2022-05-05** SIGNED CHAP.183 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c05f8800-eab6-41ca-9bd1-c594f01a341b`. Confidence: reported (aggregated from official New York legislature records).