---
type: "Bill"
title: "Relates to loan counseling services for a mortgage guaranteed under the \"Servicemen's Readjustment Act of 1944\""
description: "Provides that a veteran seeking a housing loan under chapter 37 of title 38 of the United States Code be offered loan counseling services prior to the processing of such application by a banking institution or mortgage lender."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "A 9493"
citation: "New York A 9493 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["STERN"]
version_count: 2
action_count: 17
vote_count: 2
first_action: "2022-03-07"
last_action: "2022-12-16"
source: "openstates"
source_identifier: "ocd-bill/32f8e62a-8b7d-444e-9987-38e0d7679922"
source_url: "http://www.nysenate.gov/legislation/bills/2021/A9493"
source_hash: "729e120679bc75bfef2e2f46a847193b833893529a3335f6e4d8496df0e91491"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 9493 (2021-2022) — Relates to loan counseling services for a mortgage guaranteed under the "Servicemen's Readjustment Act of 1944"

Provides that a veteran seeking a housing loan under chapter 37 of title 38 of the United States Code be offered loan counseling services prior to the processing of such application by a banking institution or mortgage lender.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A9493** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A9493&term=2021&Text=Y)
2. **A9493A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2021/A9493A)

## Votes

- Assembly Vote — **146–0** (pass) · lower
- Floor Vote - Version: A — **61–0** (pass) · upper

## Sponsors

- STERN — primary (person)
- BROWN K — cosponsor (person)
- BURDICK — cosponsor (person)
- DESTEFANO — cosponsor (person)
- DURSO — cosponsor (person)
- ENGLEBRIGHT — cosponsor (person)
- FITZPATRICK — cosponsor (person)
- GANDOLFO — cosponsor (person)
- GIGLIO JA — cosponsor (person)
- GRIFFIN — cosponsor (person)
- HEVESI — cosponsor (person)
- JONES — cosponsor (person)
- LAVINE — cosponsor (person)
- LAWLER — cosponsor (person)
- MCDONOUGH — cosponsor (person)
- MIKULIN — cosponsor (person)
- MONTESANO — cosponsor (person)
- MORINELLO — cosponsor (person)
- RA — cosponsor (person)
- RAMOS — cosponsor (person)
- SILLITTI — cosponsor (person)
- SMULLEN — cosponsor (person)
- SOLAGES — cosponsor (person)
- THIELE — cosponsor (person)
- WALLACE — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-03-07** REFERRED TO BANKS `referral-committee`
- **2022-05-06** AMEND (T) AND RECOMMIT TO BANKS `amendment-passage, referral-committee`
- **2022-05-06** PRINT NUMBER 9493A `amendment-passage`
- **2022-05-10** REPORTED REFERRED TO RULES `referral-committee`
- **2022-05-16** REPORTED
- **2022-05-16** RULES REPORT CAL.231
- **2022-05-16** ORDERED TO THIRD READING RULES CAL.231
- **2022-05-16** PASSED ASSEMBLY `passage`
- **2022-05-16** DELIVERED TO SENATE
- **2022-05-16** REFERRED TO FINANCE `referral-committee`
- **2022-05-25** SUBSTITUTED FOR S8670A
- **2022-05-25** 3RD READING CAL.1451
- **2022-05-25** PASSED SENATE `passage`
- **2022-05-25** RETURNED TO ASSEMBLY
- **2022-12-06** DELIVERED TO GOVERNOR `executive-receipt`
- **2022-12-16** SIGNED CHAP.698 `executive-signature`
- **2022-12-16** APPROVAL MEMO.42

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/32f8e62a-8b7d-444e-9987-38e0d7679922`. Confidence: reported (aggregated from official New York legislature records).