---
type: "Bill"
title: "Relates to reverse cooperative apartment unit loans for persons seventy years of age or older"
description: "Relates to authorizing reverse cooperative apartment unit loans for persons sixty-two years of age or older; provides additional consumer protections."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2021-2022"
identifier: "S 760"
citation: "New York S 760 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["BIAGGI"]
version_count: 1
action_count: 13
vote_count: 3
first_action: "2021-01-06"
last_action: "2021-12-01"
source: "openstates"
source_identifier: "ocd-bill/72cfad0b-1103-4f9e-afe3-82070c01a20e"
source_url: "http://www.nysenate.gov/legislation/bills/2021/S760"
source_hash: "41dea72b203b944b7b5ceac59d11601fb6fdcd0ffa8a26a3d420e8601cf76c5e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 760 (2021-2022) — Relates to reverse cooperative apartment unit loans for persons seventy years of age or older

Relates to authorizing reverse cooperative apartment unit loans for persons sixty-two years of age or older; provides additional consumer protections.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S760** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S760&term=2021&Text=Y)

## Votes

- Assembly Vote — **148–1** (pass) · lower
- Rules Vote — **21–0** (pass) · upper
- Floor Vote — **62–1** (pass) · upper

## Sponsors

- BIAGGI — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-06** REFERRED TO BANKS `referral-committee`
- **2021-06-07** COMMITTEE DISCHARGED AND COMMITTED TO RULES `referral-committee`
- **2021-06-07** ORDERED TO THIRD READING CAL.1522
- **2021-06-08** PASSED SENATE `passage`
- **2021-06-08** DELIVERED TO ASSEMBLY
- **2021-06-08** REFERRED TO WAYS AND MEANS `referral-committee`
- **2021-06-10** SUBSTITUTED FOR A1508
- **2021-06-10** ORDERED TO THIRD READING RULES CAL.801
- **2021-06-10** PASSED ASSEMBLY `passage`
- **2021-06-10** RETURNED TO SENATE
- **2021-11-19** DELIVERED TO GOVERNOR `executive-receipt`
- **2021-12-01** SIGNED CHAP.643 `executive-signature`
- **2021-12-01** APPROVAL MEMO.48

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/72cfad0b-1103-4f9e-afe3-82070c01a20e`. Confidence: reported (aggregated from official New York legislature records).