---
type: "Bill"
title: "Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage"
description: "Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2023-2024"
identifier: "A 3172"
citation: "New York A 3172 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kenneth Zebrowski"]
version_count: 2
action_count: 16
vote_count: 2
first_action: "2023-02-02"
last_action: "2023-11-17"
source: "openstates"
source_identifier: "ocd-bill/d227bc5e-fb24-49df-b0b1-8effd581b2f5"
source_url: "http://www.nysenate.gov/legislation/bills/2023/A3172"
source_hash: "6f873a08e2e7ee5851d76d56ad03068bf60fd0f1db672c6d2f6bd98d42b05d77"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 3172 (2023-2024) — Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage

Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A3172** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A3172&term=2023&Text=Y)
2. **A3172A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2023/A3172A)

## Votes

- Floor Vote - Version: A — **53–8** (pass) · upper
- Assembly Vote — **116–25** (pass) · lower

## Sponsors

- Kenneth Zebrowski — primary (person)
- Aileen Gunther — cosponsor (person)
- Albert A. Stirpe — cosponsor (person)
- David Weprin — cosponsor (person)
- Demond Meeks — cosponsor (person)
- Harry B. Bronson — cosponsor (person)
- John T. McDonald III — cosponsor (person)
- Michael Novakhov — cosponsor (person)
- Monica P. Wallace — cosponsor (person)
- Monique Chandler-Waterman — cosponsor (person)
- Pamela J. Hunter — cosponsor (person)
- Phil Steck — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-02** REFERRED TO INSURANCE `referral-committee`
- **2023-03-15** AMEND (T) AND RECOMMIT TO INSURANCE `amendment-passage, referral-committee`
- **2023-03-15** PRINT NUMBER 3172A `amendment-passage`
- **2023-03-22** REPORTED REFERRED TO RULES `referral-committee`
- **2023-03-22** REPORTED
- **2023-03-22** RULES REPORT CAL.112
- **2023-03-22** ORDERED TO THIRD READING RULES CAL.112
- **2023-03-29** PASSED ASSEMBLY `passage`
- **2023-03-29** DELIVERED TO SENATE
- **2023-03-29** REFERRED TO INSURANCE `referral-committee`
- **2023-04-26** SUBSTITUTED FOR S5889
- **2023-04-26** 3RD READING CAL.626
- **2023-04-26** PASSED SENATE `passage`
- **2023-04-26** RETURNED TO ASSEMBLY
- **2023-11-13** DELIVERED TO GOVERNOR `executive-receipt`
- **2023-11-17** SIGNED CHAP.638 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d227bc5e-fb24-49df-b0b1-8effd581b2f5`. Confidence: reported (aggregated from official New York legislature records).