---
type: "Bill"
title: "Authorizes the department of financial services to prescribe by regulation the order of payment of checks and other debts, insufficient funds charges and return deposit item charges"
description: "Authorizes the department of financial services to prescribe by regulation the order of payment of checks and other debts, insufficient funds charges and return deposit item charges."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2023-2024"
identifier: "A 5519"
citation: "New York A 5519 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Pamela J. Hunter"]
version_count: 1
action_count: 14
vote_count: 2
first_action: "2023-03-16"
last_action: "2023-10-25"
source: "openstates"
source_identifier: "ocd-bill/0904ae44-9009-4b38-9c6c-7241ddec7208"
source_url: "http://www.nysenate.gov/legislation/bills/2023/A5519"
source_hash: "8692a8dc3bbef02d58ecf04c98dc377902c343e6652a8bcc5bcc67aed0b830df"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 5519 (2023-2024) — Authorizes the department of financial services to prescribe by regulation the order of payment of checks and other debts, insufficient funds charges and return deposit item charges

Authorizes the department of financial services to prescribe by regulation the order of payment of checks and other debts, insufficient funds charges and return deposit item charges.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A5519** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A5519&term=2023&Text=Y)

## Votes

- Floor Vote — **40–18** (pass) · upper
- Assembly Vote — **93–48** (pass) · lower

## Sponsors

- Pamela J. Hunter — primary (person)
- Chris Burdick — cosponsor (person)
- David Weprin — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-03-16** REFERRED TO BANKS `referral-committee`
- **2023-03-22** REPORTED REFERRED TO RULES `referral-committee`
- **2023-03-22** REPORTED
- **2023-03-22** RULES REPORT CAL.113
- **2023-03-22** ORDERED TO THIRD READING RULES CAL.113
- **2023-03-29** PASSED ASSEMBLY `passage`
- **2023-03-29** DELIVERED TO SENATE
- **2023-03-29** REFERRED TO BANKS `referral-committee`
- **2023-06-01** SUBSTITUTED FOR S5972
- **2023-06-01** 3RD READING CAL.666
- **2023-06-01** PASSED SENATE `passage`
- **2023-06-01** RETURNED TO ASSEMBLY
- **2023-10-13** DELIVERED TO GOVERNOR `executive-receipt`
- **2023-10-25** SIGNED CHAP.556 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0904ae44-9009-4b38-9c6c-7241ddec7208`. Confidence: reported (aggregated from official New York legislature records).