---
type: "Bill"
title: "Requires what mortgage applicants need to know pamphlet on residential mortgages"
description: "Requires the development of a \"what mortgage applicants need to know\" pamphlet on residential mortgages; provides such pamphlet shall be posted and printed in the 6 most common non-English languages spoken by individuals with limited English proficiency in New York state."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2023-2024"
identifier: "A 9686"
citation: "New York A 9686 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["David Weprin"]
version_count: 1
action_count: 15
vote_count: 2
first_action: "2024-04-03"
last_action: "2024-12-13"
source: "openstates"
source_identifier: "ocd-bill/fd3a64ee-5add-41c6-911d-1b75e397cd59"
source_url: "http://www.nysenate.gov/legislation/bills/2023/A9686"
source_hash: "232634c437ba9b9658a346202b3542312449f00d88814deeefaed9b671d48914"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York A 9686 (2023-2024) — Requires what mortgage applicants need to know pamphlet on residential mortgages

Requires the development of a "what mortgage applicants need to know" pamphlet on residential mortgages; provides such pamphlet shall be posted and printed in the 6 most common non-English languages spoken by individuals with limited English proficiency in New York state.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **A9686** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A9686&term=2023&Text=Y)

## Votes

- Assembly Vote — **146–0** (pass) · lower
- Floor Vote — **47–10** (pass) · upper

## Sponsors

- David Weprin — primary (person)
- Chris Burdick — cosponsor (person)
- Nader Sayegh — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-04-03** REFERRED TO BANKS `referral-committee`
- **2024-05-14** REPORTED REFERRED TO RULES `referral-committee`
- **2024-05-20** REPORTED
- **2024-05-20** RULES REPORT CAL.81
- **2024-05-20** ORDERED TO THIRD READING RULES CAL.81
- **2024-05-30** PASSED ASSEMBLY `passage`
- **2024-05-30** DELIVERED TO SENATE
- **2024-05-30** REFERRED TO BANKS `referral-committee`
- **2024-05-30** SUBSTITUTED FOR S5597B
- **2024-05-30** 3RD READING CAL.125
- **2024-05-30** PASSED SENATE `passage`
- **2024-05-30** RETURNED TO ASSEMBLY
- **2024-12-02** DELIVERED TO GOVERNOR `executive-receipt`
- **2024-12-13** SIGNED CHAP.566 `executive-signature`
- **2024-12-13** APPROVAL MEMO.34

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fd3a64ee-5add-41c6-911d-1b75e397cd59`. Confidence: reported (aggregated from official New York legislature records).