---
type: "Bill"
title: "Prohibits medical debt from being collected by a consumer reporting agency or included in a consumer report"
description: "Prohibits medical debt from being collected by a consumer reporting agency or included in a consumer report and prohibits medical service providers from reporting medical debt directly or indirectly to a consumer reporting agency."
jurisdiction: "us/states/ny"
legislature: "New York Legislature"
session: "2023-2024"
identifier: "S 4907"
citation: "New York S 4907 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Gustavo Rivera"]
version_count: 2
action_count: 15
vote_count: 4
first_action: "2023-02-17"
last_action: "2023-12-13"
source: "openstates"
source_identifier: "ocd-bill/3c348b7d-4f83-4c70-8620-da3498482f99"
source_url: "http://www.nysenate.gov/legislation/bills/2023/S4907"
source_hash: "e43d3bb9e91cfd5be6db77fb205a8284b6f5361f0c2bdcaf0d87f802042199b5"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ny"]
---

# New York S 4907 (2023-2024) — Prohibits medical debt from being collected by a consumer reporting agency or included in a consumer report

Prohibits medical debt from being collected by a consumer reporting agency or included in a consumer report and prohibits medical service providers from reporting medical debt directly or indirectly to a consumer reporting agency.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **S4907** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S4907&term=2023&Text=Y)
2. **S4907A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2023/S4907A)

## Votes

- Floor Vote - Version: A — **50–8** (pass) · upper
- Health Vote — **11–3** (pass) · upper
- Assembly Vote — **109–38** (pass) · lower
- Consumer Protection Vote — **7–0** (pass) · upper

## Sponsors

- Gustavo Rivera — primary (person)
- Brad Hoylman-Sigal — cosponsor (person)
- Cordell Cleare — cosponsor (person)
- Jeremy Cooney — cosponsor (person)
- John Liu — cosponsor (person)
- Kevin S. Parker — cosponsor (person)
- Kristen Gonzalez — cosponsor (person)
- Liz Krueger — cosponsor (person)
- Rachel May — cosponsor (person)
- Samra Brouk — cosponsor (person)
- Zellnor Myrie — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-17** REFERRED TO HEALTH `referral-committee`
- **2023-04-18** REPORTED AND COMMITTED TO CONSUMER PROTECTION `referral-committee`
- **2023-05-16** 1ST REPORT CAL.1000
- **2023-05-17** 2ND REPORT CAL.
- **2023-05-18** AMENDED 4907A `amendment-passage`
- **2023-05-18** ADVANCED TO THIRD READING
- **2023-05-31** PASSED SENATE `passage`
- **2023-05-31** DELIVERED TO ASSEMBLY
- **2023-05-31** REFERRED TO CONSUMER AFFAIRS AND PROTECTION `referral-committee`
- **2023-06-10** SUBSTITUTED FOR A6275A
- **2023-06-10** ORDERED TO THIRD READING RULES CAL.824
- **2023-06-20** PASSED ASSEMBLY `passage`
- **2023-06-20** RETURNED TO SENATE
- **2023-12-12** DELIVERED TO GOVERNOR `executive-receipt`
- **2023-12-13** SIGNED CHAP.727 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3c348b7d-4f83-4c70-8620-da3498482f99`. Confidence: reported (aggregated from official New York legislature records).