---
type: "Bill"
title: "Fees; surcharges for use of credit or debit cards; providing for certain fees for online transactions; effective date."
description: "Fees; surcharges for use of credit or debit cards; providing for certain fees for online transactions; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2020"
identifier: "HB 1425"
citation: "Oklahoma HB 1425 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Loring", "Montgomery"]
version_count: 9
action_count: 25
vote_count: 2
first_action: "2019-02-04"
last_action: "2019-04-30"
source: "openstates"
source_identifier: "ocd-bill/ae480ae0-e792-4fff-be5c-fa738e7c932c"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB1425&session=2000"
source_hash: "25c5c56714d1e6959bedd4e5a62bfcce7f88a4a11fa7cefa8edf4acda0275e10"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 1425 (2020) — Fees; surcharges for use of credit or debit cards; providing for certain fees for online transactions; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 INT/hB/HB1425 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 ENGR/hB/HB1425 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 ENR/hB/HB1425 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 FLR/HFLR/HB1425 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 FLR/SFLR/HB1425 SFLR.PDF)
6. **HB1425 (4-23-19) (MONTGOMERY) RT FA1.PDF** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 FLOOR AMENDMENTS/Senate/HB1425 (4-23-19) (MONTGOMERY) RT FA1.PDF)
7. **HB1425 FULLPCS1 BEN LORING-JBH.PDF** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 COMMITTEE AMENDMENTS/House/HB1425 FULLPCS1 BEN LORING-JBH.PDF)
8. **House Committee Substitute** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 COMMITTEE SUBS/HCS/HB1425 CS.PDF)
9. **Sub Committee Recommendation** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 COMMITTEE SUBS/HCS/HB1425 SUBREC.PDF)

## Votes

- THIRD READING — **36–7** (pass) · upper
- THIRD READING — **93–0** (pass) · lower

## Sponsors

- Loring — primary (person)
- Montgomery — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-04** First Reading `introduction, reading-1`
- **2019-02-04** Authored by Representative Loring
- **2019-02-05** Second Reading referred to Appropriations and Budget `referral-committee, reading-2`
- **2019-02-06** Referred to Appropriations and Budget Judiciary Subcommittee `referral-committee`
- **2019-02-18** Recommendation to the full committee; Do Pass, amended by committee substitute Appropriations and Budget Judiciary Subcommittee `committee-passage`
- **2019-02-28** CR; Do Pass, amended by committee substitute Appropriations and Budget Committee `committee-passage`
- **2019-02-28** Authored by Senator Montgomery (principal Senate author)
- **2019-03-06** General Order
- **2019-03-06** Third Reading, Measure passed: Ayes: 93 Nays: 0 `passage, reading-3`
- **2019-03-06** Referred for engrossment
- **2019-03-07** Engrossed, signed, to Senate `passage`
- **2019-03-07** First Reading `introduction, reading-1`
- **2019-03-25** Second Reading referred to Business, Commerce and Tourism `referral-committee, reading-2`
- **2019-03-28** Reported Do Pass as amended Business and Commerce committee; CR filed `committee-passage`
- **2019-03-28** Title stricken
- **2019-04-24** General Order, Amended
- **2019-04-24** Title restored
- **2019-04-24** Amendment restored bill to engrossed version `amendment-passage`
- **2019-04-24** Measure passed: Ayes: 36 Nays: 7 `passage`
- **2019-04-24** Engrossed measure signed, returned to House `passage`
- **2019-04-24** Referred for enrollment
- **2019-04-25** Enrolled, signed, to Senate
- **2019-04-25** Enrolled measure signed, returned to House
- **2019-04-25** Sent to Governor `executive-receipt`
- **2019-04-30** Approved by Governor 04/30/2019 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ae480ae0-e792-4fff-be5c-fa738e7c932c`. Confidence: reported (aggregated from official Oklahoma legislature records).