---
type: "Bill"
title: "Uniform Commercial Code; exclusion of consumer transactions governed by federal law; specifying application to remittance transfers; effective date."
description: "Uniform Commercial Code; exclusion of consumer transactions governed by federal law; specifying application to remittance transfers; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2020"
identifier: "HB 2348"
citation: "Oklahoma HB 2348 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Caldwell (Chad)", "Pugh"]
version_count: 7
action_count: 22
vote_count: 1
first_action: "2019-02-04"
last_action: "2019-04-18"
source: "openstates"
source_identifier: "ocd-bill/9fd36ca4-b0ab-4798-aa47-af52f66bb7e9"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB2348&session=2000"
source_hash: "823f972fc68607a993a3b1f5b6fd69f46e4f105cc4bd938e4edb4408165cbf1f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 2348 (2020) — Uniform Commercial Code; exclusion of consumer transactions governed by federal law; specifying application to remittance transfers; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 INT/hB/HB2348 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 ENGR/hB/HB2348 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 ENR/hB/HB2348 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 FLR/HFLR/HB2348 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 FLR/SFLR/HB2348 SFLR.PDF)
6. **HB2348 FULLPCS1 CHAD CALDWELL-JBH.PDF** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 COMMITTEE AMENDMENTS/House/HB2348 FULLPCS1 CHAD CALDWELL-JBH.PDF)
7. **House Committee Substitute** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2019-20 COMMITTEE SUBS/HCS/HB2348 CS.PDF)

## Votes

- THIRD READING — **43–0** (pass) · upper

## Sponsors

- Caldwell (Chad) — primary (person)
- Pugh — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-04** First Reading `introduction, reading-1`
- **2019-02-04** Authored by Representative Caldwell (Chad)
- **2019-02-05** Second Reading referred to Rules `referral-committee, reading-2`
- **2019-02-13** Withdrawn from Rules Committee
- **2019-02-13** Referred to Banking, Financial Services and Pensions `referral-committee`
- **2019-02-20** CR; Do Pass, amended by committee substitute Banking, Financial Services and Pensions Committee `committee-passage`
- **2019-03-04** General Order
- **2019-03-04** Authored by Senator Pugh (principal Senate author)
- **2019-03-04** Third Reading, Measure passed: Ayes: 98 Nays: 0 `passage, reading-3`
- **2019-03-04** Referred for engrossment
- **2019-03-05** Engrossed, signed, to Senate `passage`
- **2019-03-05** First Reading `introduction, reading-1`
- **2019-03-18** Second Reading referred to Judiciary `referral-committee, reading-2`
- **2019-03-26** Reported Do Pass Judiciary committee; CR filed `committee-passage`
- **2019-04-11** General Order, Considered
- **2019-04-11** Measure passed: Ayes: 43 Nays: 0 `passage`
- **2019-04-11** Engrossed measure signed, returned to House `passage`
- **2019-04-11** Referred for enrollment
- **2019-04-15** Enrolled, signed, to Senate
- **2019-04-15** Enrolled measure signed, returned to House
- **2019-04-15** Sent to Governor `executive-receipt`
- **2019-04-18** Approved by Governor 04/18/2019 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9fd36ca4-b0ab-4798-aa47-af52f66bb7e9`. Confidence: reported (aggregated from official Oklahoma legislature records).