---
type: "Bill"
title: "Insurance; unfair claim settlement practices; effective date; emergency."
description: "Insurance; unfair claim settlement practices; effective date; emergency."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2022"
identifier: "HB 3495"
citation: "Oklahoma HB 3495 (2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["McEntire", "Montgomery"]
version_count: 9
action_count: 27
vote_count: 0
first_action: "2022-02-07"
last_action: "2022-05-16"
source: "openstates"
source_identifier: "ocd-bill/101d87b3-80fd-4f7c-a234-3f28fa0027e9"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB3495&session=2200"
source_hash: "693304741cd126f45c139b2200aab9e281b893e26f4435cf915311d188740c71"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 3495 (2022) — Insurance; unfair claim settlement practices; effective date; emergency.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 INT/hB/HB3495 INT.PDF)
2. **1 Amendment to Amendment by MCENTIRE** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLOOR AMENDMENTS/House/HB3495 FA1-A1 MCENTIREMA-JL.PDF)
3. **1 Floor Amendment by MCENTIRE** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLOOR AMENDMENTS/House/HB3495 FA1 MCENTIREMA-JL.PDF)
4. **Amended And Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 AMENDMENTS/Amendment & Engr/HB3495 SAHB & ENGR.PDF)
5. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 ENGR/hB/HB3495 ENGR.PDF)
6. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 ENR/hB/HB3495 ENR.PDF)
7. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLR/HFLR/HB3495 HFLR.PDF)
8. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLR/SFLR/HB3495 SFLR.PDF)
9. **HB3495 (4-20-22) (MONTGOMERY) FA1.PDF** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLOOR AMENDMENTS/Senate/HB3495 (4-20-22) (MONTGOMERY) FA1.PDF)

## Sponsors

- McEntire — primary (person)
- Montgomery — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-02-07** First Reading `introduction, reading-1`
- **2022-02-07** Authored by Representative McEntire
- **2022-02-08** Second Reading referred to Insurance `reading-2, referral-committee`
- **2022-03-02** CR; Do Pass Insurance Committee `committee-passage`
- **2022-03-22** General Order
- **2022-03-22** Coauthored by Representative(s) Phillips
- **2022-03-22** Authored by Senator Montgomery (principal Senate author)
- **2022-03-22** Amended by floor substitute
- **2022-03-22** Third Reading, Measure passed: Ayes: 89 Nays: 0 `passage, reading-3`
- **2022-03-22** Referred for engrossment
- **2022-03-23** Engrossed, signed, to Senate `passage`
- **2022-03-23** First Reading `introduction, reading-1`
- **2022-03-29** Second Reading referred to Retirement and Insurance `reading-2, referral-committee`
- **2022-04-11** Reported Do Pass Retirement and Insurance committee; CR filed `committee-passage`
- **2022-04-27** General Order, Amended
- **2022-04-27** Emergency added
- **2022-04-27** Measure and Emergency passed: Ayes: 45 Nays: 1 `passage`
- **2022-04-27** Referred for engrossment
- **2022-04-28** Engrossed to House `passage`
- **2022-04-28** SA's received
- **2022-05-10** SA's read, adopted
- **2022-05-10** Fourth Reading, Measure and Emergency Passed: Ayes: 75 Nays: 0 `passage`
- **2022-05-10** Referred for enrollment
- **2022-05-11** Enrolled, signed, to Senate
- **2022-05-11** Enrolled measure signed, returned to House
- **2022-05-11** Sent to Governor `executive-receipt`
- **2022-05-16** Approved by Governor 05/16/2022 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/101d87b3-80fd-4f7c-a234-3f28fa0027e9`. Confidence: reported (aggregated from official Oklahoma legislature records).